Actual Budget Spendıng Tracker vs Pockit

Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad. Safe to Spend See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend. Expense and Income Tracking Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals. Savings Goals Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically. Bills, Alerts, and Notifications Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries. Cash Flow, Debt, and Net Worth Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time. Widgets and Tips Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits. Currencies and Devices Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices. Languages and Privacy The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable. Purchase Required Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features. Independent app. Not affiliated with actualbudget.org. Terms of Use: https://afterbudget.com/terms Privacy Policy: https://afterbudget.com/privacy

Pockit is a straightforward expense and income tracker that keeps your financial data yours: on your device, and in your own iCloud only if you choose. KEY FEATURES • A glance dashboard: your balance, money in versus out, where your spending went, and your latest transactions, all on one screen • Track expenses and income, with a note and free-text tags on every entry. Turn on Keep adding to record several in a row without leaving the sheet • Running balance on every transaction, so you always see what an account held right after it • Multiple accounts: cash, bank, card, savings, e-wallet, investment, loan, or other, each with its own balance and currency • Multi-currency support with your own exchange rates. Net worth values every account at today's rate • Transfer money between your own accounts, with the arriving amount converted for you • Budgets: set a spending limit over a weekly, fortnightly, monthly, quarterly, yearly, or one-off cycle, and watch your progress on the Budgets tab • Categories with custom colors and icons, separate lists for expenses and income • Spending and income trends, with a category breakdown for any period • Filter and search your history by date, category, account, or tag • iCloud Sync (iOS 17 and later): keep the same ledger on every iPhone signed in to your Apple Account. Off until you turn it on • Optional app lock with Face ID, Touch ID, or a PIN • Screen privacy: Pockit blurs itself in the app switcher and keeps your figures out of screenshots and screen recordings • Light and dark themes that follow your system or your own choice • Back up and restore your data as a file, entirely under your control PRIVACY BY DESIGN Pockit has no account, no sign-up, and no server of ours. Your data is stored in an encrypted database on your device. If you turn on iCloud Sync, your records are encrypted on your device before they go to your own private iCloud, and we never see them. Optional, anonymous crash and usage analytics can be turned off anytime in Settings, and never include your amounts, dates, notes, or any identifying data. Whether you're tracking a simple monthly budget or juggling several accounts in different currencies, Pockit keeps it fast, private, and entirely yours.