Comparison

Actual Budget Spendıng Tracker vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Actual Budget Spendıng Tracker

A modern money manager designed to help you understand your spending, manage bills, and build financial habits. Track expenses, income, savings, debt, and net worth with visual progress and helpful alerts. Offers multiple currencies and offline capabilities.

Highlights
  • Safe to Spend calculation
  • Expense and income tracking
  • Savings goal management
  • Bill reminders and budget alerts
  • Cash flow forecasting
  • Net worth tracking
  • Home screen widgets
Features
Read full description

Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad. Safe to Spend See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend. Expense and Income Tracking Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals. Savings Goals Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically. Bills, Alerts, and Notifications Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries. Cash Flow, Debt, and Net Worth Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time. Widgets and Tips Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits. Currencies and Devices Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices. Languages and Privacy The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable. Purchase Required Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features. Independent app. Not affiliated with actualbudget.org. Terms of Use: https://afterbudget.com/terms Privacy Policy: https://afterbudget.com/privacy

About

Subscription Tracker

Track your subscriptions and their actual usage to identify services that drain your wallet. Get alerts for upcoming payments, price increases, and free trial expirations. Connects with Screen Time data to show you what's truly worth the cost.

Highlights
  • Usage vs. spending insights
  • Identify underused subscriptions
  • Price increase alerts
  • Renewal and trial reminders
  • No bank login required
  • Privacy-focused on-device processing
  • Supports 450+ services
Features
Read full description

Stop paying for apps you don't use. Subscription Tracker shows not just what you pay, but what you actually use. It connects your subscriptions with Screen Time, so you can finally see which ones are worth it and which ones quietly drain your wallet. Most subscription apps stop at reminders. This one tells you what to keep. WHY IT'S DIFFERENT - Usage meets spending See how many hours you actually spent in each app next to what it costs you. Paying $18.99 for an app you opened for 1 hour this month? You'll know. - Spot what you barely use Subscriptions with low usage are highlighted, so you can review them before the next charge. - Price increase alerts Services raise prices quietly. Your price history is tracked, and you get notified when you're paying more than before. - No bank login required Add subscriptions in seconds. Your finances stay yours. - Private by design Screen Time data is processed on your iPhone and never leaves your device. EVERYTHING YOU NEED TO STAY IN CONTROL - 450+ services built in: streaming, music, AI tools, fitness, gaming, news and more, or add your own - Renewal reminders before every payment - Free trial reminders, so a trial never turns into a charge - Upcoming payments and a monthly forecast in one view - Spending insights: trends over 6 months and breakdown by category - Monthly recap: what you spent and how much you used - Any billing cycle: weekly, monthly, yearly - Multiple currencies HOW IT WORKS 1. Add your subscriptions from 450+ services or create a custom one. 2. Connect Screen Time to see how much you use each app. 3. Get alerts before renewals, price changes and when usage drops. Know what you pay. Know what you use. Keep only what's worth it. PREMIUM Unlock unlimited subscriptions, Screen Time usage insights, price increase alerts and full spending analytics. - Yearly: $29.99 per year, includes a 7-day free trial - Monthly: $5.99 per month - Weekly: $2.99 per week Terms of Use: https://subbymanager.netlify.app/terms/ Privacy Policy: https://subbymanager.netlify.app/privacy/

Screenshots

Actual Budget Spendıng Tracker4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is rating: Subscription Tracker at 5.0 against Actual Budget Spendıng Tracker's 4.3. Subscription Tracker also leads on monetization model (freemium vs paid) and iOS requirement (16.4 vs 18.0). Actual Budget Spendıng Tracker's advantage is ratings volume (90 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Actual Budget Spendıng Tracker sells 8 in-app purchases, starting at $3.99 per 7 days and Subscription Tracker sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subscription Tracker holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Actual Budget Spendıng Tracker has 90 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Actual Budget Spendıng Tracker ships an update weekly, Subscription Tracker every 4 days. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Actual Budget Spendıng Tracker versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterActual Budget Spendıng TrackerSubscription Tracker
PriceFreeFree
Rating4.3 (90 ratings)5.0 (1 ratings) — better
Positive reviews34.6% of reviews—
Number of ratings90 — better1
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFreemium — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.4 — better
Further details — not scored
Size29 MB62 MB
Age rating4+4+
DeveloperHalim OzturkAnastasiya Kharashkevich

In-app purchases

8 purchases

Actual Budget Spendıng Tracker

Subscriptions5
  • Weekly Premium$3.997 Days
  • Monthly$7.991 Month
  • Weekly$7.997 Days
Show 2 more
  • Yearly Premium7 Days trial$24.991 Year
  • Yearly7 Days trial$34.991 Year
One-time3
  • Life Time Offer$49.99
  • Life Time Plan$69.99
  • Lifetime Unlock$199.99
4 purchases

Subscription Tracker

Subscriptions4
  • Subscription manager PRO weekly$2.997 Days
  • Subscription manager PRO monthly$5.991 Month
  • Subscription manager PRO yearly7 Days trial$29.991 Year
Show 1 more
  • Premium Yearly1 Year trial$29.991 Year

Questions

Is Actual Budget Spendıng Tracker free?
Actual Budget Spendıng Tracker is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Which has better reviews, Actual Budget Spendıng Tracker or Subscription Tracker?
Subscription Tracker is rated higher. Actual Budget Spendıng Tracker averages 4.3 out of 5 from 90 ratings, while Subscription Tracker averages 5.0 from 1 ratings.
Do Actual Budget Spendıng Tracker or Subscription Tracker have ads?
Neither Actual Budget Spendıng Tracker nor Subscription Tracker shows ads.
Which is updated more often, Actual Budget Spendıng Tracker or Subscription Tracker?
Actual Budget Spendıng Tracker ships an update weekly, and Subscription Tracker every 4 days. Most recently, Actual Budget Spendıng Tracker was updated on November 8, 2026 and Subscription Tracker on November 6, 2026.

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