Timecostify vs SpendGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Timecostify
This app helps you understand the true cost of purchases by converting prices into the amount of work hours required to earn that money. Track your spending decisions and savings with visual charts and currency conversion.
- Convert prices to work hours
- Home screen widgets for quick checks
- Track savings and spending decisions
- Automatic currency conversion
- Customizable work schedules
- Household mode for multiple users
Read full descriptionHide full description
How many hours do you need to work for that coffee? That new phone? Timecostify shows you the real cost of everything you buy. • See Prices as Time Enter any price and instantly see how many work hours it costs. Just add your hourly, monthly, or yearly wage—we'll handle the math. • Home Screen Widgets Check costs without opening the app. Tap "Buy" or "Don't Buy" right from your home screen to track your decisions. • Track Your Savings Watch how small decisions add up. See your progress with simple charts that keep you motivated. • Any Currency Shopping abroad or online? We convert currencies automatically so you always know what you're really spending. • Custom Schedule Set your actual working hours—whether you work 30 hours a week or 60, your calculations will be accurate. • Household Mode Calculate for yourself or your whole household. Switch modes anytime. Why It Works: A $60 dinner = 3 hours of work. Suddenly, it feels different, doesn't it? We're not here to tell you what to buy. We just show you what it costs in time, so you can decide what's worth it. Download Timecostify and start making choices that matter. ------------------------------- SUBSCRIPTION INFORMATION • Premium Time Cost Calculator • Limited free conversions to test the app • Monthly: $0.99/month • Yearly: $5.99/year • Auto‑renewable subscriptions • Cancel anytime in Settings- Apple account- Subscriptions Privacy Policy: http://pand0raq.dev/costimeprivacypolicy
SpendGuard
This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.
- 48-hour impulse buy protection
- Daily spending streak tracking
- AI-powered spending reviews
- Effortless expense logging
- Multi-currency support (13 currencies)
- Visual spending reports
Read full descriptionHide full description
SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
Screenshots
Verdict
The clearest difference is review sentiment: SpendGuard at 100% against Timecostify's 0%. SpendGuard also leads on rating (5.0 vs 4.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Timecostify sells 2 in-app purchases, starting at $0.99 per month and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
SpendGuard holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 0% of Timecostify's written reviews are positive against 100% of SpendGuard's.
Timecostify ships an update weekly, SpendGuard every 9 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | Timecostify | SpendGuard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Weekly — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 18.6 | 17.6 — better |
| Further details — not scored | ||
| Size | 35 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Abdukhalik Magomedov | Ivan Hubar |
Customer experience
Timecostify
SpendGuard
In-app purchases
Timecostify
- Monthly Subscription$0.991 Month
- Annual$5.991 Year
SpendGuard
- SpendGoard Pro Monthly$4.991 Month
- SpendGoard Pro 3 Months3 Days trial$9.993 Months
- SpendGoard Pro Yearly7 Days trial$24.991 Year









