Budget Planner App vs Billy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner App
Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.
- AI-powered expense categorization
- Voice input for transactions
- Monthly budget creation
- Savings and debt tracking
- Multi-currency support
- Spending insights and charts
- Recurring transaction management
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Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)
Billy
Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.
- Create and manage shopping and expense lists
- Track monthly spending
- Set monthly spending goals
- Organize expenses by color-coded tags
- Share lists with friends and family
- Visualize spending with a dashboard
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Billy é o seu assistente de despesas pessoais. Crie listas de compras e gastos, acompanhe quanto está gastando por mês e mantenha suas finanças organizadas de forma simples e visual. O que você pode fazer com o Billy: • Criar e gerenciar listas de compras e despesas • Adicionar itens com preço e quantidade • Compartilhar listas com amigos e família • Ver um dashboard completo com seus gastos mensais • Definir metas mensais de gastos • Organizar despesas por tags coloridas • Comparar períodos e identificar tendências Planos disponíveis: • Grátis — até 3 despesas, controle básico de gastos • Essential — despesas ilimitadas, análise de até 12 meses, filtros avançados • PRO — dashboard completo, tags, metas, comparativo de períodos e muito mais Simples de usar, poderoso o suficiente para transformar a forma como você cuida do seu dinheiro. Terms of Use: https://app-billy.com/#terms Privacy Policy: https://app-billy.com/#privacy
Screenshots
Verdict
The clearest difference is review sentiment: Billy at 100% against Budget Planner App's 16%. Billy also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Billy sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Planner App ships an update every 2 weeks, Billy every 10 days. The most recent releases landed on October 10, 2026 and September 26, 2026 respectively.
| Parameter | Budget Planner App | Billy |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (181 ratings) — better | — |
| Positive reviews | 16.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 181 — better | — |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 58 MB | 44 MB |
| Age rating | 4+ | +4 |
| Developer | Dishith Dhanani | Wesley Fernandes |
Customer experience
Budget Planner App
Billy
In-app purchases
Budget Planner App
- Weekly Subscription$3.997 Days
- Monthly Subscription$3.991 Month
- Monthly Subscription7 Days trial$7.991 Month
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- Annual Subscription7 Days trial$47.991 Year
- Zero Lifetime$29.99
- Lifetime$29.99
Billy
- Essential2 variants$1.991 Month
- Plano Essential$1.991 Month
- Plano Pro3 variants$2.991 Month
Show 4 moreShow fewer
- Plano Essential$11.991 Year
- Essential Anual$11.991 Year
- Plano Pro$22.991 Year
- Plano Pro Anual$22.991 Year









