Comparison

Budget Planner App vs Billy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner App

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

Highlights
  • AI-powered expense categorization
  • Voice input for transactions
  • Monthly budget creation
  • Savings and debt tracking
  • Multi-currency support
  • Spending insights and charts
  • Recurring transaction management
Features
Read full description

Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)

About

Billy

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

Highlights
  • Create and manage shopping and expense lists
  • Track monthly spending
  • Set monthly spending goals
  • Organize expenses by color-coded tags
  • Share lists with friends and family
  • Visualize spending with a dashboard
Features
Read full description

Billy é o seu assistente de despesas pessoais. Crie listas de compras e gastos, acompanhe quanto está gastando por mês e mantenha suas finanças organizadas de forma simples e visual. O que você pode fazer com o Billy: • Criar e gerenciar listas de compras e despesas • Adicionar itens com preço e quantidade • Compartilhar listas com amigos e família • Ver um dashboard completo com seus gastos mensais • Definir metas mensais de gastos • Organizar despesas por tags coloridas • Comparar períodos e identificar tendências Planos disponíveis: • Grátis — até 3 despesas, controle básico de gastos • Essential — despesas ilimitadas, análise de até 12 meses, filtros avançados • PRO — dashboard completo, tags, metas, comparativo de períodos e muito mais Simples de usar, poderoso o suficiente para transformar a forma como você cuida do seu dinheiro. Terms of Use: https://app-billy.com/#terms Privacy Policy: https://app-billy.com/#privacy

Screenshots

Budget Planner App4 screens
Billy4 screens

Verdict

The call

The clearest difference is review sentiment: Billy at 100% against Budget Planner App's 16%. Billy also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Billy sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Planner App ships an update every 2 weeks, Billy every 10 days. The most recent releases landed on October 10, 2026 and September 26, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Planner App versus Billy: the parameters behind the verdict, then further details
ParameterBudget Planner AppBilly
PriceFreeFree
Rating3.9 (181 ratings) — better—
Positive reviews16.0% of reviews100.0% of reviews — better
Number of ratings181 — better—
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size58 MB44 MB
Age rating4++4
DeveloperDishith DhananiWesley Fernandes

Customer experience

Budget Planner App

All ratings181 ratings
Positive70.7%
Neutral4.4%
Negative24.9%
Written reviews25 reviews
Positive16.0%
Neutral12.0%
Negative72.0%

Billy

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

Budget Planner App

Subscriptions4
  • Weekly Subscription$3.997 Days
  • Monthly Subscription$3.991 Month
  • Monthly Subscription7 Days trial$7.991 Month
Show 1 more
  • Annual Subscription7 Days trial$47.991 Year
One-time2
  • Zero Lifetime$29.99
  • Lifetime$29.99
7 purchases

Billy

Subscriptions7
  • Essential2 variants$1.991 Month
  • Plano Essential$1.991 Month
  • Plano Pro3 variants$2.991 Month
Show 4 more
  • Plano Essential$11.991 Year
  • Essential Anual$11.991 Year
  • Plano Pro$22.991 Year
  • Plano Pro Anual$22.991 Year

Questions

Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Is Billy free?
Billy is free to download, with in-app purchases available.
Do Budget Planner App or Billy have ads?
Neither Budget Planner App nor Billy shows ads.
Which is updated more often, Budget Planner App or Billy?
Budget Planner App ships an update every 2 weeks, and Billy every 10 days. Most recently, Budget Planner App was updated on October 10, 2026 and Billy on September 26, 2026.

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