Comparison

Perqly vs Perksly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perqly

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

Highlights
  • Tracks 200+ credit cards
  • Maximizes card benefits
  • Visual benefit progress bars
  • Calendar sync with alerts
  • Total privacy, no account linking
  • Custom categories and search
Features
Read full description

# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.

About

Perksly

This app helps premium credit card holders maximize their benefits by tracking and reminding them about expiring credits and perks. It offers insights into card value and ensures you don't miss out on any of the benefits you're paying for.

Highlights
  • Tracks monthly, quarterly, semi-annual, and annual credits
  • Shows available, used, and at-risk credits
  • Sends smart reminders before credits expire
  • Logs always-on perks like lounge access and elite status
  • Catalog of 200+ U.S. credit cards
  • Insights by card, category, or issuer
Features
Read full description

Stop leaving money on the table. If you have premium credit cards, you're paying real money for real benefits — but most people use less than half of what their cards offer. Perksly is a private, on-device tracker that helps you actually use every credit, every perk, every month. WHAT PERKSLY DOES • Tracks monthly, quarterly, semi-annual, and annual credits across your wallet • Shows what's Available, Used, and At Risk of Expiring at a glance • Sends smart reminders before credits expire so you don't forget • Logs always-on perks (lounge access, elite status, insurance, no foreign transaction fees) • Built-in catalog of 200+ U.S. credit cards from major issuers • Catalog updates automatically as new cards launch and benefits change INSIGHTS THAT MATTER Slice your wallet's value by card, by category (dining, hotel, airline, transport), or by issuer. See which benefits you've earned this period and which you're at risk of losing before they reset. PRIVATE BY DESIGN Perksly stores everything on your device. No accounts to create, no data sent to our servers (we don't have any), no analytics, no ads, no tracking. Your card information never leaves your iPhone. FREE TO USE Perksly is free, with no ads and no tracking. Just an app to help you get the value you're already paying for. PERFECT FOR • Premium card holders who can't keep all the credits straight • Travelers tracking annual airline credits and hotel benefits • Anyone with multiple cards across different issuers • People who want to maximize their card portfolio without spreadsheets Add your first card in 30 seconds. Never let a benefit expire again.

Screenshots

Perqly4 screens
Perksly4 screens

Verdict

The call

The clearest difference is update cadence: Perqly at fortnightly against Perksly's monthly. Perqly also leads on iOS requirement (16.1 vs 26.1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Perqly against 5.0 for Perksly. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

UpkeepUpdate frequency

Perqly ships an update fortnightly, Perksly monthly. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
Perqly versus Perksly: the parameters behind the verdict, then further details
ParameterPerqlyPerksly
PriceFreeFree
Rating5.0 (2 ratings)5.0 (3 ratings)
Positive reviews—100.0% of reviews
Number of ratings23 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.1 — better26.1
Further details — not scored
Size69 MB20 MB
Age rating4+4+
DeveloperPerqly LLCWei-Ting Liao

Customer experience

Perqly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Perksly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Perqly

No in-app purchases

None

Perksly

No in-app purchases

Questions

Is Perqly free?
Perqly is free to download, with no in-app purchases.
Is Perksly free?
Perksly is free to download, with no in-app purchases.
Which has better reviews, Perqly or Perksly?
Perqly and Perksly are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.
Do Perqly or Perksly have ads?
Neither Perqly nor Perksly shows ads.
Which is updated more often, Perqly or Perksly?
Perqly ships an update fortnightly, and Perksly monthly. Most recently, Perqly was updated on October 12, 2026 and Perksly on October 1, 2026.

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