Comparison

Expense Tracker vs Cheque

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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ExpenseKit is an "Money Manager, Expense Tracker" and budget planner built to help you understand where your money goes, plan smarter budgets, and build better spending habits. Track daily expenses, manage income, monitor bills, organize activity-based spending, and use AI insights to turn your financial data into clear answers. TRACK EXPENSES & INCOME Log expenses and income in seconds. Add categories, notes, accounts, and tags to keep transactions organized. PLAN BETTER BUDGETS Create monthly or category budgets, view remaining money, and get alerts when spending moves close to your limit. AI SPENDING INSIGHTS Understand spending patterns, category trends, unusual expenses, saving opportunities, and financial health signals. BILLS & SUBSCRIPTIONS Schedule recurring payments for rent, EMI, utilities, subscriptions, salary, and other regular money movements. ACTIVITY SESSIONS Group expenses by trip, shopping, work, event, or daily activity and see what each money moment really costs. CHARTS & HEATMAPS Explore pie charts, bar charts, line charts, monthly comparisons, category trends, and spending heatmaps. ALL ACCOUNTS IN ONE PLACE Track cash, bank accounts, cards, wallets, and balances in one simple money manager. EXPORT & BACKUP Export records as CSV, XLSX, or PDF. Keep data safer with secure cloud backup. ExpenseKit helps you stop guessing where your money went. Track spending, plan budgets, manage bills, understand habits, and move closer to your savings goals. Download ExpenseKit and take control of your money today. Privacy Policy: https://expensekitapp.com/privacy/ Terms & Conditions: https://expensekitapp.com/terms/

About

Cheque

Features
Read full description

Your mates don't need the app. Scan the bill, share one link, and everyone claims what they had from their own phone โ€” any phone. Cheque-Mate does the maths and shows who owes who, down to the penny, service charge included. SNAP. SPLIT. SORTED. โ€ข Point your camera at any receipt โ€” every item lands in the split, priced and ready โ€ข Everyone claims their own items, so nobody plays banker โ€ข Drag your share โ€” whole items, halves, thirds, a splash of the wine โ€ข Fair-share maths keeps totals honest to the exact penny TRIPS & GROUPS One folder for the whole trip โ€” the weekend away, the flat share, the padel crew. Drop in receipts as you go, mates claim whenever suits them, and running balances keep score bill by bill. โ€ข See what's still unclaimed at a glance โ€ข Push notifications when someone joins, adds a bill, or claims the last item โ€ข Home Screen widgets: your share, who's racked up what, and the full who-owes-who matrix โ€ข End-of-trip insights: Big Spender, the damage curve, spend by venue โ€ข Shareable summary cards in ten styles โ€” from clean glass to a thermal receipt NO APP NEEDED FOR YOUR MATES Send an invite link and anyone joins from their browser โ€” any phone, any laptop, anything with a screen. They claim their items and see exactly what they owe, penny-identical to the app. Only you need the app. QUICK SPLIT One-off dinner? No folder needed. Scan, everyone claims, sorted before the coats are on. Save your favourite splits for the regulars. SETTLE UP IN ONE TAP Who-Owes-Who collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links straight into PayPal, Monzo, Revolut, Venmo or Cash App with the amount pre-filled โ€” whichever your mate actually uses. Card details never touch Cheque-Mate. PRIVATE BY DESIGN No bank logins, no card numbers, no ads. Payments happen in the apps you already trust โ€” Cheque-Mate just does the maths. FREE TO USE Scan and split free every month. Cheque-Mate Pro adds unlimited scans, collaborative splits, premium share styles and more โ€” with a one-off Lifetime option if subscriptions aren't your thing. Next round's on you. The maths is on us.

Screenshots

Expense Tracker4 screens
Cheque4 screens

Verdict

The call

The clearest difference is update cadence: Cheque at every 6 days against Expense Tracker's every 2 months. Expense Tracker's advantage is device support (4 vs 1) and iOS requirement (15.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.49 per 7 days and Cheque sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 months, Cheque every 6 days. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.

Scorecard3 real differences ยท 3 level
Expense Tracker versus Cheque: the parameters behind the verdict, then further details
ParameterExpense TrackerCheque
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod, Mac โ€” betteriPhone
Requires iOS15.0 โ€” better26.0
Further details โ€” not scored
Size105 MB57 MB
Age rating4+4+
DeveloperRaj Dev BarmanKyle Harris

In-app purchases

4 purchases

Expense Tracker

Subscriptions3
  • Weekly Pro$1.497 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly7 Days trial$19.991 Year
One-time1
  • ExpenseKit Premium Lifetime$89.99
5 purchases

Cheque

Subscriptions2
  • Cheque-Mate Pro$3.991 Month
  • Cheque-Mate Pro7 Days trial$29.991 Year
One-time3
  • 10 Receipt Scans$1.99
  • 30 Receipt Scans$3.99
  • Cheque-Mate Pro Lifetime$59.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Cheque free?
Cheque is free to download, with in-app purchases available.
Do Expense Tracker or Cheque have ads?
Neither Expense Tracker nor Cheque shows ads.
Which is updated more often, Expense Tracker or Cheque?
Expense Tracker ships an update every 2 months, and Cheque every 6 days. Most recently, Expense Tracker was updated on September 19, 2026 and Cheque on September 18, 2026.

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