Cash Flow vs PassiveTrack
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cash Flow
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Cashflow β Track Your Money Smarter Take control of your financial future with Cashflow, the ultimate app for tracking assets, income, and expenses in one place. Whether youβre managing personal wealth, investments, or business assets, Cashflow helps you understand where your money comes from and where it goes.
PassiveTrack
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How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE β’ Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly β’ Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand β’ Coverage: passive income Γ· monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST β’ Screenshot import: snap any broker or bank screen and confirm what the AI found β’ Voice: say "I have 100 shares of Apple" β’ Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN β’ FIRE progress: target capital and years to go with the 4% rule (adjustable) β’ This month's note: what moved your net worth and passive income β’ Ask questions about your own numbers β’ Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings β Apple ID β Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: PassiveTrack at 15.1 against Cash Flow's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Cash Flow sells 1 one-off in-app purchase and PassiveTrack sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Cash Flow ships an update every 4 months, PassiveTrack every 2 months. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.
| Parameter | Cash Flow | PassiveTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 months β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 17.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 6 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Igor Stojanovic | DMCS |
In-app purchases
Cash Flow
- Premium Upgrade$4.99
PassiveTrack
- PassiveTrack Pro$4.991 Month
