Costify vs Basil

Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/

Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/