LEAP Digital Banking vs MTM pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LEAP Digital Banking
Experience a fully digital banking journey with instant onboarding and a comprehensive suite of services. Manage accounts, make transfers, pay bills, and access card features securely. Earn rewards and enjoy partner discounts all within the app.
- Instant digital onboarding
- Account management and balance checks
- Money transfers and bill payments
- Virtual and physical card management
- Cardless ATM transactions
- LEAP Points rewards program
- Partner discounts
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LEAP into a fully digital banking experience, backed by the credibility and financial strength of SGBL Bank. Experience a modern banking journey like no other with an instant digital onboarding, a complete range of banking services, and a user experience built for speed and control. LEAP Digital Banking app has been built with the highest standards of compliance and security and multifactor authentication and verification mechanisms. Download LEAP app and use it for your day-to-day essentials, and enjoy its features: - Open an account in minutes and choose your LEAP package at competitive fees - Access your accounts anytime and check their balances - Share your IBAN and receive transfers from other banks in Lebanon and abroad - Domiciliate your Salary to receive the payment in your account - Top up your account from any local or international card - Make a cash withdrawal or deposit on any SGBL Smart ATM using the Cardless ATM Transaction on the app - Spend online using your virtual card - Settle bills or schedule payments - Transfer money to other LEAP holders, to family or friends in Lebanon or abroad - Send money to any local or international card via the Send Money to Card service - Add your card to Google Wallet and enjoy using Google Pay - Request a physical card and enjoy spending instore in Lebanon and abroad - Change your card’s limits at your convenience - Stop, replace, lock or unlock your card when needed - Check your notifications and transactions - Download and print the list of transactions - Exchange money - Request a certified account statement, and a bank certificate - Update your KYC Earn LEAP Points with every purchase, check them on the go and redeem them straight from the app Benefit from discounts from our partners all year long Locate the nearest SGBL ATM SGBL’s large network across Lebanon for your cash transactions. LEAP into your banking journey through an app without the need to visit the branch. Our LEAP call center dedicated team will provide you full support for all your inquiries and will assist you with your onboarding.
MTM pay
This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.
- E-wallet account approval
- Secure transactions with encryption and biometrics
- Instant money transfers
- Bill payments and mobile top-ups
- QR code payments
- Transaction history and reports
- Digital receipts and notifications
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A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds
Screenshots
Verdict
The clearest difference is rating: MTM pay at 3.0 against LEAP Digital Banking's 1.0. MTM pay also leads on update cadence (fortnightly vs monthly) and iOS requirement (15.0 vs 17.6). LEAP Digital Banking's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTM pay holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
LEAP Digital Banking ships an update monthly, MTM pay fortnightly. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.
| Parameter | LEAP Digital Banking | MTM pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 3.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 351 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | SGBL | MTM S.A.L |
Customer experience
LEAP Digital Banking
MTM pay
In-app purchases
LEAP Digital Banking
No in-app purchases
MTM pay
No in-app purchases
Questions
Is LEAP Digital Banking free?
Is MTM pay free?
Which has better reviews, LEAP Digital Banking or MTM pay?
Do LEAP Digital Banking or MTM pay have ads?
Which is updated more often, LEAP Digital Banking or MTM pay?
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