Expensease vs iLekka
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expensease
Effortlessly track personal spending and split group expenses with friends, roommates, or family. Organize costs by category, view spending insights, and settle debts clearly. Designed for simplicity and reliability in everyday financial management.
- Split expenses equally, by amount, or percentage
- Track personal spending by category
- View monthly spending insights and budget progress
- Record payments and settle balances easily
- Offline expense entry with automatic syncing
- Organize expenses by group or trip
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Expensease makes splitting expenses with friends, roommates, family, and groups simple β while also helping you track your own spending. Whether you are planning a trip, sharing a flat, eating out with friends, or managing everyday expenses, Expensease helps you add expenses, split them fairly, and settle up with confidence. SPLIT WITH FRIENDS & GROUPS β’ Create friends and groups for trips, flatmates, family, and regular crews β’ Split expenses equally, by exact amounts, or by percentage β’ Record more than one payer on a single expense β’ Review every expense before saving β’ Keep track of who paid, who owes, and what still needs to be settled SETTLE UP EASILY β’ See clear balances for each friend and group β’ Record payments and settle balances in a tap β’ View only your settlements or everyoneβs settlements in a group β’ Keep balances separated by currency, so different currencies are never mixed together TRACK YOUR OWN SPENDING β’ Add personal expenses for your own tracking β’ Organise spending by category β’ View monthly insights and budget progress β’ Manage payment accounts, transfers, and balances MAKE IT PERSONAL β’ Add your own profile photo β’ Add photos to your groups β’ Clean initials are shown when no photo is added β’ Use light mode, dark mode, or match your system appearance BUILT FOR EVERYDAY USE β’ Add expenses even when you are offline β’ Sync automatically when you are back online β’ Find friends from your contacts, with permission β’ Invite others to join using a link β’ Export your expenses when you need a copy Expensease is designed to be simple, reliable, and easy to use β without clutter or confusing calculations. No more awkward money talks. No more lost notes. No more guessing who owes what. Stay organised. Settle fairly. Track smarter.
iLekka
Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.
- Automatic expense tracking from bank SMS
- Smart expense categorization
- Budgeting and spending analytics
- Personal finance dashboard
- Privacy-first iCloud storage
- Designed for Indian banking systems
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No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβwithout manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β HOW IT WORKS β Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β PRIVACY FIRST β Your financial data belongs to you. β’ Stored in your own iCloud account β’ No external servers β’ No account creation required β’ No ads β’ No tracking β’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β FEATURES β Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β BUILT FOR INDIA β Designed specifically for Indian banking and payment systems. β’ UPI transactions β’ Bank SMS alerts β’ Debit cards β’ Credit cards β’ Net banking β’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β FREE FOR 60 DAYS β Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β’ Monthly Subscription β’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ββββββββββββββββββββββββββββ SUBSCRIPTION & PRICING β’ Payment is charged to your Apple ID upon purchase confirmation. β’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β’ Manage or cancel subscriptions anytime from Apple ID Settings β Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ββββββββββββββββββββββββββββ iLekka. Know your money.
Screenshots
Verdict
The clearest difference is in-app purchases: Expensease at none against iLekka's 2. iLekka's advantage is update cadence (every 2 days vs every 2 weeks). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. iLekka sells 2 in-app purchases, starting at $0.99 per month. Expensease asks for nothing beyond the download.
Expensease ships an update every 2 weeks, iLekka every 2 days. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.
| Parameter | Expensease | iLekka |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 2 weeks | Every 2 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | Free β better | Free with in-app purchases |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 18.0 β better | 18.2 |
| Further details β not scored | ||
| Size | 11 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Bora Technologies | Gagan Krishne |
Customer experience
Expensease
iLekka
In-app purchases
Expensease
No in-app purchases
iLekka
- iLekka Pro Monthly2 Months trial$0.991 Month
- iLekka Pro$9.99









