Split Bill & Costs vs SplitNeat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill & Costs
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Your expense app tells you that you owe $47. But do you know why? PaySoon shows you. Tap any balance and see the full breakdown — who paid what, who shared what, and exactly how the numbers add up. No black boxes. No blind trust. Just clear, transparent math. Whether you're splitting a holiday with friends or sharing rent with flatmates, money between people shouldn't require a spreadsheet to verify. YOUR FIRST TRIP OR GROUP IS FREE Create a Trip for your next vacation, or a Group for ongoing shared living costs — rent, utilities, household, couples spending. Full access in either: expenses, settlements, multi-currency, insights, everything. Go Premium for unlimited. TRIPS & GROUPS — ONE APP FOR BOTH • Trip — short, time-bounded, settle at the end. Perfect for holidays, weekend getaways, group adventures. • Group — ongoing, no end date, recurring expenses. Perfect for flatmates, couples, family households, monthly subscriptions split with friends. Trips track by date. Groups track by month with built-in trend analytics. Both settle up beautifully. SEE EXACTLY HOW EVERY BALANCE IS CALCULATED 8 people, 20 expenses, dozens of IOUs? PaySoon's smart algorithm simplifies complex debts into the fewest transfers possible. Tap any balance to see the full calculation — who paid what, who shared what, and how it all adds up. No other splitting app shows you this. SEE WHERE YOUR MONEY ACTUALLY WENT Interactive spending charts by category and currency, for both trips and groups. New: Group Trend dashboard tracks your monthly spending patterns over time — see your household or couple's rhythm at a glance. Drill into details, filter by participant, save as a photo, share to Instagram or WhatsApp. BUILT-IN CALCULATOR Do the math right inside the app. Add, subtract, multiply, or divide without switching apps — then split the result instantly. 150+ CURRENCIES, LIVE RATES Traveling abroad or splitting bills across borders? Add expenses in any currency with real-time exchange rates. Every transaction records the exact rate for full transparency. MORE THAN SPLITWISE OR TRICOUNT PaySoon does what other expense apps don't: - Full calculation transparency — see exactly how every balance was calculated - Trips AND groups in one app — travel money and shared-living money, both tracked - Group Trend dashboard — month-by-month spending insights for ongoing groups - Spending insights with interactive charts — see where your money actually goes - Built-in calculator — no switching apps to do math - Import from Splitwise in minutes — switch without losing your history - Custom categories — not just preset labels - Settle in a different currency than the trip or group's base MORE FEATURES YOU'LL LOVE - Add expenses in 3 taps with smart defaults - Activity logs — see who added or changed what - Share a code — friends or flatmates join instantly - Settle up in any currency - Multiple payers and custom split amounts - Monthly expense navigation for groups - Beautiful minimalistic design - Fast, responsive customer support PREMIUM Your first trip or group is free with full access to every feature. Upgrade to Premium for unlimited trips and groups. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your Apple ID account settings. PaySoon — your transparent expense tracker, for trips and groups. Privacy Policy: https://paysoon.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SplitNeat
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SplitNeat makes splitting bills and tracking shared spending effortless—whether you’re traveling, living with roommates, budgeting as a couple, planning a family event, or managing a project. If you’ve ever tried to split expenses with friends using notes, spreadsheets, or messy chat messages, SplitNeat is your upgrade: a clean group expense tracker + bill splitter that keeps everyone on the same page. AVAILABLE IN 16 LANGUAGES Use SplitNeat in your language - perfect for international trips and mixed-language groups: English, Arabic, Chinese (Simplified), Czech, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Romanian, Russian, Spanish, Swedish. GET STARTED YOUR WAY • Create an account with Email, Google, or Facebook • Or start instantly with Anonymous login, then link your account later CREATE OR JOIN GROUPS • Create groups for Trip, Roommates, Family, Couple, Project, and more • Invite friends, or let them join via an invite code • Each group includes a private group chat for notes, plans, and reminders MULTI-CURRENCY DONE RIGHT (ALL CURRENCIES SUPPORTED) • Choose any base currency for each group - yes, any currency worldwide • Your Home dashboard shows a clear summary across all your groups, even when they use different currencies ADD EXPENSES FAST (WITH RECEIPTS) • Add expenses in seconds: rent, utilities, groceries, restaurants, taxi, fuel, tickets, parking, hotel, and more • Set an expense category/type for clean budgeting and better insights • Attach receipt photos so amounts and details are always available SPLIT EXPENSES FLEXIBLY (EQUAL, PERCENT, OR FIXED) SplitNeat supports the most common ways people actually split bills: • Equal split • Percentage split • Fixed amount split • Choose exactly who participates in an expense—exclude non-participants for optional activities SMART SETTLE: THE QUICKEST WAY TO CLOSE DEBTS (ONE TAP) Stop doing mental math. SplitNeat automatically calculates through all unsettled expenses and offers the quickest way to settle balances. Then update everything at once with a single button press—simple, mechanical, and accurate. ACTIVITY LOG + NOTIFICATIONS Never wonder “what changed?” again. • A complete Activity timeline: expense created/edited, participants updated, receipts added, payments recorded, settled updates, and more • Optional notifications keep everyone informed about new expenses and changes INSIGHTS + SMART FILTERS • Totals and breakdowns by category (food, transport, groceries, utilities, etc.) • Search groups by name and type, and filter by outstanding amounts and unsettled status PERFECT FOR • Trips: flights, hotels, meals, tours, taxis, fuel, parking • Roommates: rent split, utilities, internet, cleaning supplies, shared groceries • Couples: weekend spending, date nights, shared subscriptions • Family: holidays, celebrations, gifts, shared errands • Projects: team purchases, reimbursements, shared budgets BUILT FOR FAIRNESS Whether you’re tracking an IOU, splitting a bill, or handling reimbursements, you can fine-tune every expense: pick participants, choose the split method, and keep proof with a receipt. Everyone sees the same balances and the same history. MADE FOR REAL LIFE Use SplitNeat as a travel expense splitter, roommate bill tracker, couple budget tracker, family expense tracker, or project expense tracker—any shared costs, any group size. GO PRO (OPTIONAL) Upgrade anytime with Pro Monthly or Pro Yearly for an even more powerful experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitNeat and split expenses the simple way: track bills, categorize spending, attach receipts, stay informed with notifications, and settle up in one tap.
Screenshots
Verdict
Split Bill & Costs and SplitNeat are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill & Costs sells 2 in-app purchases, starting at $3.99 per month and SplitNeat sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Split Bill & Costs | SplitNeat |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.5 | 17.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Rong Wei Soon | MOBAPP PIXEL SRL |
In-app purchases
Split Bill & Costs
- Unlimited Expense Splitting$3.991 Month
- Unlimited Trips & Groups$34.991 Year
SplitNeat
- SplitNeat Pro (Monthly)$3.991 Month
- SplitNeat Pro (Yearly)7 Days trial$29.991 Year









