Comparison

HI vs LedgerFlow Balance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HI

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

Highlights
  • Fund transfer (same and other banks)
  • Card management
  • Loan and fixed deposit view
  • QR payments (NepalPay, eSewa)
  • Account statement and transfer activities
  • Balance enquiry
  • Utility payments
Read full description

HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).

About

LedgerFlow Balance

Features
Read full description

LedgerFlow: Balance is a finance app built around real money flow tracking. Instead of only recording income and expenses, LedgerFlow tracks how money moves between your accounts — including cash, bank accounts, prepaid cards, and digital wallets — helping you understand where your money actually goes. Features: • Create multiple accounts • Record expenses, income, and transfers easily • Check expected balances anytime • Detect possible missing or incorrect records • Track every movement of your money clearly LedgerFlow is designed to make bookkeeping feel more reliable, less stressful, and easier to maintain long term. Perfect for: • People who want cleaner financial habits • Users who often forget to record expenses • Anyone who wants accurate account balances • Future shared finance and family bookkeeping Keep every account balanced.

Screenshots

HI4 screens
LedgerFlow Balance4 screens

Verdict

The call

The clearest difference is update cadence: HI at weekly against LedgerFlow Balance's every 6 weeks. HI also leads on iOS requirement (15.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HI ships an update weekly, LedgerFlow Balance every 6 weeks. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
HI versus LedgerFlow Balance: the parameters behind the verdict, then further details
ParameterHILedgerFlow Balance
PriceFreeFree
Rating1.5 (84 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings84 — better—
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better26.2
Further details — not scored
Size165 MB18 MB
Age rating4+17+
DeveloperHimalayan Bank LimitedYONG-ZHENG CHEN

Bugs and requests

HI

Reported bugs

3 issues
  • Unable to log in with existing credentials
  • Captcha validation not working
  • Inconsistent app behavior and errors

Requested features

3 requests
  • Bring back the old working version
  • Improve login and account recovery process
  • Enhance overall app stability and reliability

LedgerFlow Balance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HI

No in-app purchases

None

LedgerFlow Balance

No in-app purchases

Questions

Is HI free?
HI is free to download, with no in-app purchases.
Is LedgerFlow Balance free?
LedgerFlow Balance is free to download, with no in-app purchases.
Do HI or LedgerFlow Balance have ads?
Neither HI nor LedgerFlow Balance shows ads.
Which is updated more often, HI or LedgerFlow Balance?
HI ships an update weekly, and LedgerFlow Balance every 6 weeks. Most recently, HI was updated on October 15, 2026 and LedgerFlow Balance on October 7, 2026.

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