Comparison

TallyFox vs zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TallyFox

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Take control of your money. Understand the bigger picture. Your finances are more than expenses. They're your savings, assets, investments, debts, and the habits you build along the way. TallyFox brings everything together in one place, helping you understand your net worth, manage everyday spending, and make more confident financial decisions. YOUR COMPLETE FINANCIAL PICTURE • Net Worth Tracking: See what you own, what you owe, and your overall financial position. • Flexible Asset Tracking: Manage bank accounts, stocks, bonds, cryptocurrency, real estate, and custom assets like gold, collectibles, and business equity. • Investment Tracking: Monitor holdings, invested capital, average cost basis, and bond details. • Property & Insurance Records: Organize properties, rental income, tenants, policies, and important dates. • Debt Management: Track installment payments, overdrafts, personal loans, and outstanding balances. MANAGE YOUR MONEY WITH CLARITY • Record income and expenses with flexible categories. • Set daily, weekly, monthly, or annual budgets with visual progress tracking. • Schedule recurring transactions and installment payments. • Review upcoming bills and income, and set payment reminders. • Track supported fiat currencies and cryptocurrencies with historical exchange rates. • Customize accounts with photos, logos, colors, and emoji icons. BUILD BETTER FINANCIAL HABITS Understand your cash flow, spending patterns, liquid runway, and other financial metrics through clear dashboards and contextual reflections. Tally, your nine-tailed fox companion, brings personality to your financial journey. As your financial habits change, her tails can grow or shrink alongside your progress. Build consistency with daily check-ins, weekly streaks, and celebrations for completing a perfect week. YOUR DATA. YOUR CONTROL. Your financial information belongs to you. • Local Storage: Your financial database stays on your device. • No Mandatory Account: Get started without creating a TallyFox account. • Encrypted Backups: Protect your financial database with AES-256 encryption. • Your Google Drive: Back up and restore your data directly through your personal Google Drive. TallyFox servers never receive or store your financial database. • Recovery Safeguards: Hide sensitive records and recover accidentally deleted accounts, categories, and transactions. FREE TO START. MORE WITH PREMIUM. TallyFox Free • Essential account, transaction, budget, and financial tracking tools. • Weekly exchange rate updates. • Local data storage and Google Drive backups. TallyFox Premium • Unlimited accounts. • Additional financial insights and time-period comparisons. • Upcoming transaction management and customizable payment reminders. • Daily exchange rate updates. • An ad-free experience and full offline functionality. TAKE CONTROL OF YOUR FINANCES From tracking everyday expenses to understanding your net worth, managing investments, and organizing debts, TallyFox helps you see the bigger picture without unnecessary complexity. Start building better financial habits today. TallyFox — Take Control of Your Finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tallyfox-74ba2.web.app/privacy.html Support: https://tallyfox-74ba2.web.app/support.html

About

zero

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

Highlights
  • Offline expense tracking
  • No account required
  • Track money owed and lent
  • Customizable categories
  • Visual spending reports
  • Data export and import
  • Privacy-focused local storage
Features
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WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

Screenshots

TallyFox4 screens
zero4 screens

Verdict

The call

The clearest difference is in-app purchases: zero at none against TallyFox's 2. TallyFox's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TallyFox sells 2 in-app purchases, starting at $4.99 per month. zero asks for nothing beyond the download.

UpkeepUpdate frequency

TallyFox ships an update every 2 days, zero every 2 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
TallyFox versus zero: the parameters behind the verdict, then further details
ParameterTallyFoxzero
PriceFreeFree
Rating—3.8 (4 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—4 — better
Update frequencyEvery 2 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size90 MB31 MB
Age rating4+4+
DeveloperGabriel Anton ComaLossless Protocols

In-app purchases

2 purchases

TallyFox

Subscriptions2
  • TallyFox Premium: Monthly1 Month trial$4.991 Month
  • TallyFox Premium: Annual1 Month trial$49.991 Year
None

zero

No in-app purchases

Questions

Is TallyFox free?
TallyFox is free to download, with in-app purchases available.
Is zero free?
zero is free to download, with no in-app purchases.
Do TallyFox or zero have ads?
Neither TallyFox nor zero shows ads.
Which is updated more often, TallyFox or zero?
TallyFox ships an update every 2 days, and zero every 2 weeks. Most recently, TallyFox was updated on October 30, 2026 and zero on November 5, 2026.

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