TEDR vs Cycles Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TEDR
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TEDR is a modern crypto wallet with a fully featured messenger. Chat with end-to-end encryption, send Bitcoin, Ethereum, and other assets with a single tap. Manage your finances and stay connected in one secure space.
Cycles Pay
This finance app offers private transactions using zero-knowledge proofs, allowing users to shield sensitive financial data. It also enables automatic yield generation on idle balances and will soon support direct fiat payments with integrated virtual bank accounts.
- Private transactions with zero-knowledge proofs
- Automatic yield on idle balances
- Stablecoin and fiat payment support
- Auditable transactions when needed
- Integrated virtual bank accounts (coming soon)
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Cycles Pay is a modern payment app built for both businesses and individuals, combining private transactions, stablecoin and fiat payments, and yield. Private by default Nearly all payment apps expose balances, history, and counterparties. With Cycles Pay, transactions are shielded using zero-knowledge proofs, so sensitive financial data stays private, while remaining auditable when needed. Automatic yield In both fintech & crypto alike, earning yield usually means a lot of deposits & withdrawals. In Cycles Pay, funds remain productive while still being usable for payments, letting individuals & businesses earn on idle balances without sacrificing time or liquidity. Fiat payments (Coming soon) Send and receive fiat directly in the Cycles Pay application. Our integrated virtual bank accounts automate the conversion to and from fiat on entry and exit, meaning everyday payments can be processed straight from the application.
Screenshots
Verdict
The clearest difference is device support: TEDR at 3 against Cycles Pay's 1. Cycles Pay's advantage is iOS requirement (16.4 vs 18.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TEDR ships an update weekly, Cycles Pay every 8 days. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.
| Parameter | TEDR | Cycles Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Weekly — better | Every 8 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 18.5 | 16.4 — better |
| Further details — not scored | ||
| Size | 337 MB | 117 MB |
| Age rating | 4+ | 17+ |
| Developer | TEDR | Cycles Protocol |
In-app purchases
TEDR
No in-app purchases
Cycles Pay
No in-app purchases
