Comparison

WhoPays vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

WhoPays

Features
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WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" โ†’ pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A โ†’ B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.

About

CoupleExpenses

Features
Read full description

Two people, one clear picture of the money โ€” without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs โ€” just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals โ€” a trip, a deposit, a new couch โ€” and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED โ€ข Receipt photos attached to any expense โ€ข CSV export of your full history โ€ข Face ID lock โ€ข Works offline โ€” entries sync when you are back online โ€ข 38 currencies โ€ข English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

WhoPays4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: WhoPays at none against CoupleExpenses's 2. CoupleExpenses's advantage is update cadence (daily vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CoupleExpenses sells 2 in-app purchases, starting at $4.99 per month. WhoPays asks for nothing beyond the download.

UpkeepUpdate frequency

WhoPays ships an update weekly, CoupleExpenses daily. The most recent releases landed on October 9, 2026 and October 3, 2026 respectively.

Scorecard2 real differences ยท 4 level
WhoPays versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterWhoPaysCoupleExpenses
PriceFreeFree
Update frequencyWeeklyDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size59 MB10 MB
Age rating4+4+
DeveloperDamian TroncosoAndrei Kazimov

In-app purchases

None

WhoPays

No in-app purchases

2 purchases

CoupleExpenses

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly7 Days trial$29.991 Year

Questions

Is WhoPays free?
WhoPays is free to download, with no in-app purchases.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do WhoPays or CoupleExpenses have ads?
Neither WhoPays nor CoupleExpenses shows ads.
Which is updated more often, WhoPays or CoupleExpenses?
WhoPays ships an update weekly, and CoupleExpenses daily. Most recently, WhoPays was updated on October 9, 2026 and CoupleExpenses on October 3, 2026.

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