Comparison

WhoPays vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

WhoPays

Features
Read full description

WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" โ†’ pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A โ†’ B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.

About

CoupleExpenses

Features
Read full description

Two people, one clear picture of the money โ€” without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two: you and your partner. Add an expense in two taps, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly โ€” and your partner gets a notification the moment it happens. ALWAYS KNOW WHO PAID Each of you has your own color. Every expense shows whose card it was, or that you shared it, and the home screen shows how the month splits between you. No splitting math, no running tabs. ADD AN EXPENSE IN TWO TAPS A big amount field, colorful category icons and one tap for who paid. Attach a receipt photo or make it repeat every month. Long-press any category to rename it, recolor it or pick a new icon. SEE WHERE THE MONTH WENT A category ring chart, your daily average, the change versus last month and what is left of your income. BUDGETS THAT WARN YOU EARLY Set a monthly limit per category. Bars turn amber at 80% and red when the limit is spent, with a pace line that shows where you should be today. SAVE FOR DREAMS, SIDE BY SIDE Shared goals for a trip, a deposit or a new sofa, with progress rings, a deadline countdown and how much to put aside each month. Savings stay separate from spending, so your totals stay honest. EVERYTHING ELSE YOU NEED โ€ข Face ID lock โ€ข CSV export of your full history โ€ข Works offline โ€” entries sync when you are back online โ€ข 38 currencies โ€ข Light and dark themes, gentle sounds and haptics โ€ข English and Russian PRIVATE BY DESIGN No ads, no trackers, no data selling. Your records are visible to exactly two people: you. ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $39.99 per month and starts with a 3-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

WhoPays4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: WhoPays at none against CoupleExpenses's 1. CoupleExpenses's advantage is update cadence (daily vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CoupleExpenses sells 1 in-app purchase, starting at $39.99 per month. WhoPays asks for nothing beyond the download.

UpkeepUpdate frequency

WhoPays ships an update weekly, CoupleExpenses daily. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

Scorecard2 real differences ยท 4 level
WhoPays versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterWhoPaysCoupleExpenses
PriceFreeFree
Update frequencyWeeklyDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size63 MB11 MB
Age rating4+4+
DeveloperDamian TroncosoAndrei Kazimov

In-app purchases

None

WhoPays

No in-app purchases

1 purchases

CoupleExpenses

Subscriptions1
  • Premium Monthly3 Days trial$39.991 Month

Questions

Is WhoPays free?
WhoPays is free to download, with no in-app purchases.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do WhoPays or CoupleExpenses have ads?
Neither WhoPays nor CoupleExpenses shows ads.
Which is updated more often, WhoPays or CoupleExpenses?
WhoPays ships an update weekly, and CoupleExpenses daily. Most recently, WhoPays was updated on November 9, 2026 and CoupleExpenses on November 6, 2026.

Other comparisons