WhoPays vs Payly

WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" → pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A → B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.

Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq