Sovra vs Hyperbeat Pay

Welcome to Sovra Your global dollar account. Send, earn, spend and transact with anyone, anywhere. Sovra gives you a simpler way to hold and use your dollars globally, with nothing standing in the way. Built on secure infrastructure, it places direct control over your funds right in your hands, ensuring your money answers only to you. What you can do with Sovra: • Fund your account in dollars Top up your balance and carry your dollars securely from your phone. • Send and receive globally Move money across borders quickly and seamlessly in 180+ countries. • Earn on your balance Opt in to earn 4-6% yield on your unused dollar balance. • Spend anywhere Use your Sovra card globally for everyday spending and travel. Just you and your money.

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.