Becca's vs Expense Tracker

Building credit shouldn't be complicated. Becca's makes it simple, starting at just $9/month. No credit needed. Backed by a 45-day money-back guarantee. No credit? Low credit? No problem. Becca's gives you everything you need to start building credit and taking control of your financial future, all in one app. HOW IT WORKS 1. Sign up in minutes. No credit needed, no hassle. 2. Make your affordable monthly payment. 3. We report your payments to all major credit bureaus automatically. 4. Track your progress in the app. That's it. You make the payment, we handle the rest. ASK BECCA: YOUR AI CREDIT GUIDE Have a question about your credit? Just ask Becca, your AI-powered guide built right into the app. Becca is ready to help you make sense of your credit report. Becca can help you explore what's on your report, break down credit concepts in plain language, and highlight areas that may be worth a closer look. No confusing jargon. Just clear, friendly explanations whenever you need them. Wondering what might be affecting your score? Ask Becca. Want to understand what utilization means? Ask Becca. Not sure how credit bureaus work? You guessed it: ask Becca. AI-generated insights are for educational and informational purposes only and should not be considered financial advice. CREDIT MONITORING Check your credit score and view your credit report directly in the app. Powered by Equifax data and VantageScore 3.0, you get a clear picture of where you stand. Watch your progress take shape month over month. AUTOMATIC BUREAU REPORTING Your payments are reported to all major credit bureaus every month. Consistent payment history is the single biggest factor in your credit score, and Becca's makes it easy to stay on track. NEVER MISS A PAYMENT Turn on autopay and your monthly payment is taken care of automatically. Missed payments can hurt your credit score, so autopay helps protect the progress you've worked to build. SIMPLE PRICING. NO SURPRISES. Becca's starts at just $9/month. No hidden fees. No interest charges. One simple monthly payment that goes toward building your credit history. Try Becca's with confidence. 45-day money-back guarantee, cancel anytime. WHO IS BECCA'S FOR? - You have no credit history and want to start building for the first time - You have a low credit score and want a simple path forward - You want a friendly AI credit guide, not just a payment tool - You're looking for an affordable, stress-free way to build credit Your credit score affects everything: apartments, car loans, interest rates, even job applications. The sooner you start, the more doors open. Individual results may vary. Becca's reports payments to major credit bureaus, but does not guarantee any specific credit score improvement. Late or missed payments may negatively impact your credit score. Becca's is not a credit repair service. AI-generated insights are for educational and informational purposes only and do not constitute financial advice. © Beccas Home LLC | Terms & privacy: https://joinbeccas.com

Spendy is a plain, fast expense tracker. Open it, tap the amount, pick a category, done. No sign-up, no bank linking, no cloud. THREE TAPS PER ENTRY A full-screen keypad, fourteen categories and an optional note. Logging a coffee takes about four seconds, which is the only reason anyone keeps doing it past the first week. NOTHING LEAVES YOUR IPHONE Spendy makes no network requests at all. There is no account, no server, no analytics and no advertising SDK. Your ledger is a file on your phone and nowhere else. Turn on Airplane Mode and everything still works. SEE WHERE IT WENT A monthly budget with a live "left to spend" figure, six months of spending as a bar chart, and a category breakdown with percentages. YOURS TO TAKE AWAY Export the whole ledger to CSV at any time and open it in Numbers or Excel. WHAT'S INSIDE • Expenses and income, both with categories • 14 categories out of the box, or make your own • Monthly budget with progress ring • Six-month chart and category breakdown • 12 currency symbols • Edit or delete any entry • CSV export SAMPLE DATA The app opens with a set of sample entries so you can see how it works straight away. They are marked SAMPLE and are never counted in any total, chart or free-entry quota. The first time you add an entry of your own, Spendy clears them all, so every figure from then on is only yours. FREE TO TRY Log your first 5 entries free, with no time limit. After that, Spendy Pro keeps it going — an auto-renewing subscription, monthly or yearly. Everything you already logged stays readable, chartable and exportable whether or not you subscribe. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel in Settings > Apple Account > Subscriptions, or from the Settings screen inside the app. Privacy Policy: https://spendy.comedev.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: mytestid888@gmail.com