PayCheck Budget vs Expense Tracker

PayCheck Budget is built for people who budget by paycheck, not just by month. Plan every dollar around the day you are actually paid. Add as many paychecks as a month requires—including bonuses, overtime, freelance work, or an extra biweekly payday—then assign bills and income to the paycheck that should cover them. KNOW WHAT IS SAFE TO SPEND See your income, committed bills, and safe-to-spend amount at a glance. Each paycheck gets its own plan, so you can make decisions today without losing sight of the next payday. BUILT FOR REAL PAY SCHEDULES • Semi-monthly, biweekly, weekly, and monthly schedules • Unlimited one-time paychecks for irregular income • Bills assigned to the paycheck that actually pays them • Bill frequencies for every paycheck, monthly, annual, or one-time expenses • Dual-income household planning • Cash flow forecasting with a running balance PLAN AHEAD • Build savings goals a little at a time from upcoming paychecks • Ask “Can I Afford It?” before a purchase • Track paid and unpaid commitments separately • Scan receipts and quickly add everyday spending • Export budget reports as PDF or CSV PAYCHECK BUDDY Ask practical questions such as: • “Am I on pace this paycheck?” • “How much did I spend on dining?” • “Can I afford $120 today?” Paycheck Buddy works on device. Your budget questions are not sent to our servers. YOUR BUDGET, YOUR DATA No bank linking and no separate account are required. Your budget stays on your device and can sync through your iCloud account. You can also share a household budget with a partner through iCloud. TRY EVERYTHING FOR 30 DAYS New users receive 30 days of full in-app access beginning on first launch, with no card and no account required. After that, Premium unlocks paycheck budgeting, forecasts, sharing, Apple Watch support, receipt scanning, reports, and Paycheck Buddy. Current U.S. introductory pricing for eligible customers: • Monthly: $3.99/month for the first 12 months • Annual: $29.99 for the first year Standard pricing, eligibility, renewal terms, and any promotional details are shown before purchase and may vary by storefront. Privacy Policy: https://paycheckbudget.com/privacy Terms of Use: https://paycheckbudget.com/terms

Spendy is a plain, fast expense tracker. Open it, tap the amount, pick a category, done. No sign-up, no bank linking, no cloud. THREE TAPS PER ENTRY A full-screen keypad, fourteen categories and an optional note. Logging a coffee takes about four seconds, which is the only reason anyone keeps doing it past the first week. NOTHING LEAVES YOUR IPHONE Spendy makes no network requests at all. There is no account, no server, no analytics and no advertising SDK. Your ledger is a file on your phone and nowhere else. Turn on Airplane Mode and everything still works. SEE WHERE IT WENT A monthly budget with a live "left to spend" figure, six months of spending as a bar chart, and a category breakdown with percentages. YOURS TO TAKE AWAY Export the whole ledger to CSV at any time and open it in Numbers or Excel. WHAT'S INSIDE • Expenses and income, both with categories • 14 categories out of the box, or make your own • Monthly budget with progress ring • Six-month chart and category breakdown • 12 currency symbols • Edit or delete any entry • CSV export SAMPLE DATA The app opens with a set of sample entries so you can see how it works straight away. They are marked SAMPLE and are never counted in any total, chart or free-entry quota. The first time you add an entry of your own, Spendy clears them all, so every figure from then on is only yours. FREE TO TRY Log your first 5 entries free, with no time limit. After that, Spendy Pro keeps it going — an auto-renewing subscription, monthly or yearly. Everything you already logged stays readable, chartable and exportable whether or not you subscribe. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel in Settings > Apple Account > Subscriptions, or from the Settings screen inside the app. Privacy Policy: https://spendy.comedev.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: mytestid888@gmail.com