UangRumah vs Juntu

UangRumah: Track Your Household Expenses the Private Way. Take control of your finances without sacrificing your privacy. UangRumah ("House Money") is a beautifully designed expense tracker built for individuals, couples, and families who believe their financial data should stay theirs. Privacy First, Always Your financial data never leaves your device unless you choose otherwise. Zero third-party analytics. Zero tracking. Zero ads. Built entirely with Apple's native frameworks, UangRumah stores everything locally on your iPhone, giving you complete ownership of your data. Blazing Fast Performance Experience an interface that responds instantly to every tap. Built with SwiftUI and optimized for iOS, UangRumah delivers buttery-smooth animations and real-time updates. Works flawlessly offline with no loading spinners and no waiting for servers. Seamless iCloud Sync Optionally sync across all your Apple devices through your private iCloud account. Your data travels securely through Apple's infrastructure, never through third-party servers. Enable it when you want, disable it anytime. Multi-Book Ledger System Create separate expense books for different purposes: personal spending, household expenses, business costs, and side projects. Each book has its own budget, categories, and payment methods, completely isolated from others. Smart Budget Tracking Set monthly and weekly budgets with intelligent daily allowance calculations. Receive notifications at customizable thresholds (50%, 75%, 90%, 100%) before you overspend. Visual Insights See where your money goes with interactive pie charts and category breakdowns. The dashboard gives you an instant snapshot of your spending patterns. Flexible Organization 15 beautiful default categories with custom icons and colors. Track payments by source: Bank, Credit Card, Cash, E-Wallet. Auto-complete vendors based on your history. Set up recurring expenses for subscriptions. Complete Audit Trail Every edit is tracked. View the full history of changes to any expense, perfect for shared household finances and accountability. Professional Exports Generate PDF reports for record-keeping or export to CSV for spreadsheets. Full backup and restore capability ensures your data is always portable. Privacy Mode Checking your budget in public? One tap blurs all amounts on screen. Your finances stay private even when others can see your screen. Made for Global Users 3 languages: English, Indonesian, and Malay. Over 150 currencies from IDR to USD, EUR, PHP, and more. Why UangRumah? Unlike subscription-based apps that lock your data in the cloud, UangRumah puts you in control. No monthly fees. No feature gates. No compromises on privacy. Perfect for couples managing household finances, budget-conscious individuals, freelancers tracking business expenses, and anyone who values data privacy. Download UangRumah and experience expense tracking that respects your privacy.

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your money, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter stays on your iPhone and syncs across your devices through your own private iCloud account — we can't see it, and we never will. Manual entry is intentional: writing down where your money goes makes you aware of it. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending (rates from a free public source — no personal data sent) • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data • Track you across apps or websites • Profile you for marketing • Send your data to a server we control WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY-FIRST BY DESIGN Juntu does not operate a backend that stores your data. There is no Juntu server holding your expenses. Your data lives on your iPhone and in your own private iCloud container. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support