Comparison

PaidUp vs SplitPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PaidUp

Read full description

PaidUp keeps track of who paid, who owes and how much, so nobody has to remember. Add an expense, pick who was there, and PaidUp works out everyone's share. No daily limits, ever. WHO IT IS FOR - Roommates sharing rent, bills, groceries and the internet - Trips with friends, in any currency - Couples who split some things and not others - Friends who take turns paying for dinner, tickets and nights out SEE WHERE YOU STAND Home shows what you are owed and what you owe at a glance, with every person and group in one place. Green is money coming to you, orange is money you owe. SETTLE UP IN A TAP When you owe a friend, tap Pay with Venmo, Cash App or PayPal to go straight to their account with the amount filled in. Zelle is there too. Venmo, Cash App and Zelle are for US dollar balances, and PayPal works in other currencies. Then record the payment and the balance clears for both of you. You can also record cash or any other payment. EVERY CURRENCY, KEPT APART Choose from 20 currencies for each expense. Euros stay euros and dollars stay dollars, so a trip balance never gets muddled by a guessed exchange rate. SPLIT IT YOUR WAY - Split equally, by shares, by percent or by exact amounts - Scan a receipt and assign items to people - Recurring expenses for rent and bills that come back every month - Groups for the flat, the trip or the two of you - Reminders, comments on expenses and a full activity history - Keeps working when you are offline and syncs when you are back - Looks great in dark mode, following your phone's setting FREE - Unlimited expenses you add yourself, with no daily limits - Unlimited friends and groups - Your full history, with no time limit - Recurring expenses - 5 receipt scans a month - Export to CSV and PDF - No ads PAIDUP PRO, $29.99 A YEAR - Everything in Free - Unlimited receipt scans - Currency conversion, to see any expense in another currency at the daily rate - Expensify export Pro is a yearly subscription. Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless you turn off auto-renew at least 24 hours before the end of the current year. You can manage or cancel it in your Apple Account settings. You can delete your account and your data at any time from inside the app. Terms of Service: https://www.paidup.app/terms Privacy Policy: https://www.paidup.app/privacy Support: https://www.paidup.app/support

About

SplitPay

Features
Read full description

Our app makes dividing shared costs fast, easy, and stress-free. Whether you’re covering a meal, a trip, food shopping, housing, or any joint purchase, you can work out each person’s portion with just a couple of taps. Start a new expense, input the full sum, pick the way you want to divide it, and immediately view how much every member owes. Store past calculations, return to them at any time, or send the final breakdown to your group. Built with a sleek, contemporary look, our app lets you manage joint costs without extra complications. Features: - Divide costs evenly within moments - Set personalized payment figures - Split costs by percentage - Store earlier expense calculations - Send payment overviews - Produce clear spending summaries - Handle any quantity of participants - Quick and precise math - Straightforward, neat, and user-friendly layout From daily coffee runs to holiday spending and group meals, our app makes it simple to divide expenses fairly and keep everyone aligned. Privacy Policy: https://docs.google.com/document/d/1iDIaPdbOwz5DFgEWuPcnlOAxAz3xMgkCv7y3VeNoKSA/edit?tab=t.0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PaidUp4 screens
SplitPay4 screens

Verdict

The call

The clearest difference is update cadence: SplitPay at every 2 months against PaidUp's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. PaidUp sells 4 in-app purchases, starting at $2.99 per month and SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PaidUp ships an update every 5 months, SplitPay every 2 months. Both last shipped on October 19, 2026.

Scorecard1 real difference Β· 5 level
PaidUp versus SplitPay: the parameters behind the verdict, then further details
ParameterPaidUpSplitPay
PriceFreeFree
Update frequencyEvery 5 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 β€” better16.0
Further details β€” not scored
Size26 MB19 MB
Age rating4+4+
DeveloperImpact Consulting AI LLCSEIB INSURANCE AGENTS LTD

In-app purchases

4 purchases

PaidUp

Subscriptions4
  • PaidUp Basic (Monthly)$2.991 Month
  • PaidUp Premium (Monthly)$6.991 Month
  • PaidUp Basic (Annual)$29.991 Year
Show 1 more
  • PaidUp Premium (Annual)$69.991 Year
5 purchases

SplitPay

Subscriptions4
  • Weekly$4.997 Days
  • Weekly-Trial3 Days trial$4.997 Days
  • Monthly$12.991 Month
Show 1 more
  • Yearly$39.991 Year
One-time1
  • Lifetime$59.99

Questions

Is PaidUp free?
PaidUp is free to download, with in-app purchases available.
Is SplitPay free?
SplitPay is free to download, with in-app purchases available.
Do PaidUp or SplitPay have ads?
Neither PaidUp nor SplitPay shows ads.
Which is updated more often, PaidUp or SplitPay?
PaidUp ships an update every 5 months, and SplitPay every 2 months. Most recently, PaidUp was updated on October 19, 2026 and SplitPay on October 19, 2026.

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