Comparison

Malii vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malii

Track expenses and manage budgets privately without linking bank accounts. Log spending automatically via Apple Pay or manually, and monitor bills and subscriptions with timely reminders. Offers a free plan with core features and a premium option for advanced analytics and unlimited accounts.

Highlights
  • Private expense tracking
  • No bank linking required
  • Automated Apple Pay logging
  • Subscription and bill tracking
  • Customizable budgets
  • Face ID/Touch ID lock
  • Optional iCloud sync
Features
Read full description

Your bank app shows what you spent. Malii shows what's safe to spend. Tell Malii what you can spend this month. It keeps count every time you pay. No bank login, no sign-up, no ads. Your transactions live on your device and in your own iCloud. We could not read them if we wanted to. LOG THE MOMENT YOU TAP • Set up one Shortcuts automation and every Apple Pay tap logs itself, with its amount and merchant. A short tap-by-tap video in the app shows you how. • Or add it in seconds from the Home Screen widget, Siri, or the app. Malii remembers your usual merchants. KNOW WHAT'S SAFE TO SPEND • One monthly budget in your currency, with a clear "remaining" number. • What you can spend a day until your budget resets, after the bills still due. • Spending by category, week, and month, with trends. • Multiple accounts: cards, cash, and savings. NEVER MISS A RENEWAL • Electricity, Netflix, the gym. Malii reminds you before the money leaves, and shows what they cost you a year. • Weekly, monthly, quarterly, or yearly billing. PRIVATE BY DESIGN • No bank connection, ever. • No account, no ads, no tracking. • Face ID / Touch ID lock. • Optional iCloud sync across iPhone, iPad, and Mac. MADE FOR EVERYONE • Available in Arabic and English, plus French, German, Spanish, Portuguese, Russian, Turkish, and Chinese. FREE PLAN • 1 monthly budget • up to 2 active accounts • up to 3 recurring payments • unlimited categories and transactions • week and month analytics • widgets, Siri, and Shortcuts • iCloud sync • Face ID lock MALII PREMIUM • Unlimited accounts and recurring payments • Full analytics history with drill-down • Quarter, year, and custom date ranges • Multi-currency with conversion • Unlimited bulk selection Premium is available monthly (with a 7-day free trial) or yearly. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://getmali.app/terms Privacy Policy: https://getmali.app/privacy Questions or feedback: https://getmali.app

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

Malii4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is update cadence: Malii at every 2 days against SimpleSpend's every 8 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Malii sells 2 in-app purchases, starting at $4.99 per month and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Malii ships an update every 2 days, SimpleSpend every 8 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Malii versus SimpleSpend: the parameters behind the verdict, then further details
ParameterMaliiSimpleSpend
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 days — betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.618.0 — better
Further details — not scored
Size28 MB32 MB
Age rating4+4+
DeveloperSanad Barjawi杭 李

In-app purchases

2 purchases

Malii

Subscriptions2
  • Malii Premium Monthly7 Days trial$4.991 Month
  • Malii Premium Yearly$49.991 Year
2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is Malii free?
Malii is free to download, with in-app purchases available.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do Malii or SimpleSpend have ads?
Neither Malii nor SimpleSpend shows ads.
Which is updated more often, Malii or SimpleSpend?
Malii ships an update every 2 days, and SimpleSpend every 8 days. Most recently, Malii was updated on October 30, 2026 and SimpleSpend on October 25, 2026.

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