Comparison

Qalta vs True Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qalta

Effortlessly manage your finances with an AI-powered expense tracker. Log transactions using voice commands or by scanning receipts. Supports multiple currencies and offers visual analytics to understand your spending habits.

Highlights
  • AI voice transaction logging
  • Smart receipt scanning
  • Multi-currency support
  • Customizable accounts and categories
  • Subscription management
  • Visual spending analytics
  • Data export to CSV
Features
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Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

About

True Expense Tracker

Features
Read full description

Tu dinero, bajo control profesional. Deja de preguntarte a dónde se fue tu dinero a final de mes. Es la solución de gestión financiera diseñada para quienes buscan claridad, precisión y elegancia en sus cuentas personales. A diferencia de las hojas de cálculo complicadas o las apps saturadas de publicidad, ofrecemos una experiencia "Fintech" limpia y poderosa que te permite enfocarte en lo importante: hacer crecer tu patrimonio. Funcionalidades Premium: Dashboard Financiero: Visualiza tu flujo de efectivo al instante con un balance acumulado y métricas de rendimiento mensual. Calendario Inteligente: Identifica tus patrones de consumo con indicadores visuales de ingresos (verde) y gastos (rojo) día por día. Gestor de Cuentas Fijas: Nunca más pagues recargos. Registra tus suscripciones (Netflix, Renta, Servicios) y mira el estado de vencimiento en tiempo real con alertas de días restantes. Reportes Interactivos: Analiza tus hábitos con gráficas de pastel detalladas y barras comparativas de Ingresos vs. Egresos. Privacidad Total: Tus datos son 100% tuyos. Funcionamos con una base de datos local segura en tu dispositivo; no vendemos tu información ni requerimos conexión a internet. Diseñada para la eficiencia: Con una interfaz moderna basada en el diseño Slate Blue, desliza para eliminar transacciones y navega entre meses históricos con fluidez.

Screenshots

Qalta4 screens
True Expense Tracker3 screens

Verdict

The call

The clearest difference is in-app purchases: True Expense Tracker at none against Qalta's 4. True Expense Tracker also leads on iOS requirement (12.0 vs 16.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qalta sells 4 in-app purchases, starting at $3.99 per month. True Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Qalta versus True Expense Tracker: the parameters behind the verdict, then further details
ParameterQaltaTrue Expense Tracker
PriceFreeFree
Rating4.6 (17 ratings) — better—
Positive reviews86.5% of reviews—
Number of ratings17 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.412.0 — better
Further details — not scored
Size83 MB28 MB
Age rating4+12+
DeveloperDaniel TokkozhinJoel Montesanos

In-app purchases

4 purchases

Qalta

Subscriptions4
  • Monthly$3.991 Month
  • Family Monthly$5.991 Month
  • Annually$29.991 Year
Show 1 more
  • Family Annually$49.991 Year
None

True Expense Tracker

No in-app purchases

Questions

Is Qalta free?
Qalta is free to download, with in-app purchases available.
Is True Expense Tracker free?
True Expense Tracker is free to download, with no in-app purchases.
Do Qalta or True Expense Tracker have ads?
Neither Qalta nor True Expense Tracker shows ads.
Which is updated more often, Qalta or True Expense Tracker?
Qalta ships an update weekly, and True Expense Tracker weekly. Most recently, Qalta was updated on October 24, 2026 and True Expense Tracker on October 18, 2026.

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