Comparison

Expensed vs zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensed

Features
Read full description

Track Money Smarter. Effortlessly. A modern expense tracker designed for clarity, speed, and intelligent insights. Scan receipts, track spending across currencies, organize projects, and understand your money — without clutter. Built for people who want full control over their finances with a clean, premium experience. Scan Receipts Instantly with AI Skip manual entry. Just scan or upload a receipt and let AI do the work. • Automatically extracts amount, merchant, date, and category • Review and save in seconds • Works with receipts from any store Fast, accurate, and effortless. Multi-Currency Tracking Perfect for travel, remote work, and international spending. • Track expenses in multiple currencies • Automatic conversion to your base currency • Clear totals without mental math Your finances — unified globally. Clear Insights That Matter See exactly where your money goes. • Monthly and daily spending summaries • Average spending per day • Category breakdowns with visual charts • Trends that reveal habits over time No spreadsheets. Just clarity. Projects & Organization Keep personal, work, trips, and side projects perfectly separated. • Create custom projects • Assign expenses with one tap • Track spending per project Stay organized without effort. Subscription Tracking Never forget a recurring payment again. • Track active subscriptions • See monthly and yearly costs • Identify unused or forgotten services Take control of recurring expenses. Premium Design, Built for iOS Designed to feel fast, elegant, and intuitive. • Clean dark UI • Smooth animations • Distraction-free layout • Optimized for iPhone Because finance apps should feel good to use. Privacy First Your data stays yours. • No ads • No tracking • No data selling • Secure local storage Built with privacy at its core. Spend intentionally. Track effortlessly. Terms of Use (EULA) :https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.apple.com/legal/privacy/Your money — finally under control.

About

zero

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

Highlights
  • Offline expense tracking
  • No account required
  • Track money owed and lent
  • Customizable categories
  • Visual spending reports
  • Data export and import
  • Privacy-focused local storage
Features
Read full description

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

Screenshots

Expensed4 screens
zero4 screens

Verdict

The call

The clearest difference is in-app purchases: zero at none against Expensed's 1. Expensed's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensed sells 1 in-app purchase, starting at $4.99 per month. zero asks for nothing beyond the download.

UpkeepUpdate frequency

Expensed ships an update weekly, zero every 2 weeks. The most recent releases landed on September 15, 2026 and September 13, 2026 respectively.

Scorecard3 real differences · 7 level
Expensed versus zero: the parameters behind the verdict, then further details
ParameterExpensedzero
PriceFreeFree
Rating—3.3 (3 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—3 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size71 MB31 MB
Age rating4+4+
DeveloperMatan KoshilevitchLossless Protocols

In-app purchases

1 purchases

Expensed

Subscriptions1
  • Premium Monthly$4.991 Month
None

zero

No in-app purchases

Questions

Is Expensed free?
Expensed is free to download, with in-app purchases available.
Is zero free?
zero is free to download, with no in-app purchases.
Do Expensed or zero have ads?
Neither Expensed nor zero shows ads.
Which is updated more often, Expensed or zero?
Expensed ships an update weekly, and zero every 2 weeks. Most recently, Expensed was updated on September 15, 2026 and zero on September 13, 2026.

Other comparisons