Expensed vs zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expensed
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Track Money Smarter. Effortlessly. A modern expense tracker designed for clarity, speed, and intelligent insights. Scan receipts, track spending across currencies, organize projects, and understand your money — without clutter. Built for people who want full control over their finances with a clean, premium experience. Scan Receipts Instantly with AI Skip manual entry. Just scan or upload a receipt and let AI do the work. • Automatically extracts amount, merchant, date, and category • Review and save in seconds • Works with receipts from any store Fast, accurate, and effortless. Multi-Currency Tracking Perfect for travel, remote work, and international spending. • Track expenses in multiple currencies • Automatic conversion to your base currency • Clear totals without mental math Your finances — unified globally. Clear Insights That Matter See exactly where your money goes. • Monthly and daily spending summaries • Average spending per day • Category breakdowns with visual charts • Trends that reveal habits over time No spreadsheets. Just clarity. Projects & Organization Keep personal, work, trips, and side projects perfectly separated. • Create custom projects • Assign expenses with one tap • Track spending per project Stay organized without effort. Subscription Tracking Never forget a recurring payment again. • Track active subscriptions • See monthly and yearly costs • Identify unused or forgotten services Take control of recurring expenses. Premium Design, Built for iOS Designed to feel fast, elegant, and intuitive. • Clean dark UI • Smooth animations • Distraction-free layout • Optimized for iPhone Because finance apps should feel good to use. Privacy First Your data stays yours. • No ads • No tracking • No data selling • Secure local storage Built with privacy at its core. Spend intentionally. Track effortlessly. Terms of Use (EULA) :https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.apple.com/legal/privacy/Your money — finally under control.
zero
This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.
- Offline expense tracking
- No account required
- Track money owed and lent
- Customizable categories
- Visual spending reports
- Data export and import
- Privacy-focused local storage
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WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.
Screenshots
Verdict
The clearest difference is in-app purchases: zero at none against Expensed's 1. Expensed's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensed sells 1 in-app purchase, starting at $4.99 per month. zero asks for nothing beyond the download.
Expensed ships an update weekly, zero every 2 weeks. The most recent releases landed on September 15, 2026 and September 13, 2026 respectively.
| Parameter | Expensed | zero |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.3 (3 ratings) — better |
| Positive reviews | — | 66.7% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 71 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Matan Koshilevitch | Lossless Protocols |
In-app purchases
Expensed
- Premium Monthly$4.991 Month
zero
No in-app purchases









