Comparison

Wisley vs Split Wisely

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Wisley

Features
Read full description

# Wisley – Split Expenses the Smart Way Stop tracking debts in your head. Wisley makes it easy to split expenses, track balances, and settle up with friends, family, roommates, and travel groups. Whether you're planning a trip, sharing rent, dining out, or managing household expenses, Wisley helps everyone stay on the same page. ## Features β€’ Split bills instantly with friends and groups β€’ Track who owes whom in real time β€’ Create groups for trips, roommates, couples, and events β€’ Add expenses in seconds β€’ View clear balances and settlement summaries β€’ Keep a complete history of shared expenses β€’ Simple, clean, and easy-to-use interface ## Perfect For β€’ Travel groups β€’ Roommates β€’ Couples β€’ Families β€’ Team events β€’ Shared subscriptions No spreadsheets. No awkward money conversations. Let Wisley handle the math while you focus on what matters. Download Wisley and split expenses effortlessly. Term of use: https://devworldvn.com/term

About

Split Wisely

Features
Read full description

The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless β€” and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness β€’ Groups for trips, homes, couples and everything else β€’ Every split style: equally, exact amounts, percentages, shares, +/- adjustments β€’ Multiple payers, multi-currency, receipts, notes and comments β€’ Balances computed precisely to the paisa β€” no rounding disputes Settle Up in Seconds β€’ One-tap settle with your UPI app, pre-filled with the right amount β€’ Simplify debts inside groups β€” fewest possible transfers β€’ Gentle reminders (never spammy β€” one per day, only when they owe you) Your Personal Money Tracker (free) β€’ A private tracker at the center of the app β€” add a spend in 2 taps β€’ Monthly view with history, categories and daily averages β€’ Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) β€’ Financier β€” chat with an AI that actually knows your spending, splits and balances β€’ Savings Coach β€” a monthly report: unused subscriptions, EMIs, concrete ways to save β€’ Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) β€’ Connect Gmail and bills in your inbox import themselves β€” you review first β€’ AI reads, categorises and de-duplicates across every source β€” even a card spend made through UPI showing up in two statements β€’ Statement files are deleted right after processing EMIs Under Control (free) β€’ Every loan in one place: monthly load, months left, payoff date β€’ EMI-like payments detected automatically from your spends Split Wisely Pro β€” β‚Ή99/month Β· Pro AI β€” β‚Ή299/month or β‚Ή2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design β€’ Your data lives in India (Mumbai region) β€’ Bank-grade security rules on every record β€’ Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy

Screenshots

Wisley4 screens
Split Wisely4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Wisely at none against Wisley's 3. Split Wisely also leads on ads (none vs shown) and update cadence (every 6 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Wisley sells 3 in-app purchases, starting at $3.99 per month. Split Wisely asks for nothing beyond the download.

UpkeepUpdate frequency

Wisley ships an update monthly, Split Wisely every 6 days. The most recent releases landed on September 8, 2026 and September 24, 2026 respectively.

Scorecard3 real differences Β· 3 level
Wisley versus Split Wisely: the parameters behind the verdict, then further details
ParameterWisleySplit Wisely
PriceFreeFree
Update frequencyMonthlyEvery 6 days β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 β€” better15.5
Further details β€” not scored
Size82 MB85 MB
Age rating4+4+
Developernguyen thanhCognitive Squad

In-app purchases

3 purchases

Wisley

Subscriptions3
  • One Month Premium$3.991 Month
  • Three Months Premium$8.993 Months
  • 1 Year Premium$34.991 Year
None

Split Wisely

No in-app purchases

Questions

Is Wisley free?
Wisley is free to download, with in-app purchases available.
Is Split Wisely free?
Split Wisely is free to download, with no in-app purchases.
Do Wisley or Split Wisely have ads?
Wisley shows ads; Split Wisely does not.
Which is updated more often, Wisley or Split Wisely?
Wisley ships an update monthly, and Split Wisely every 6 days. Most recently, Wisley was updated on September 8, 2026 and Split Wisely on September 24, 2026.

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