Simple Spend Tracker vs TS Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Spend Tracker
Easily manage your money with this intuitive budgeting app. It uses the envelope method to help you track spending and stay in control of your finances without linking bank accounts. Log expenses quickly and view balances at a glance.
- Envelope budgeting method
- Manual expense and income logging
- Home screen widget for quick access
- Siri and Shortcuts integration
- Cross-device syncing (iPhone, iPad, web)
- Distraction-free design
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Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.
TS Budget
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【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink
Screenshots
Verdict
Simple Spend Tracker and TS Budget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase and TS Budget sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Simple Spend Tracker | TS Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 8 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | JOEL PATRICK NELSON | 绅 董 |
In-app purchases
Simple Spend Tracker
- SimpleSpend Pro$1.99
TS Budget
- annual$4.991 Year
- lifetime$9.99
Questions
Is Simple Spend Tracker free?
Is TS Budget free?
Do Simple Spend Tracker or TS Budget have ads?
Which is updated more often, Simple Spend Tracker or TS Budget?
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