Comparison

Simple Spend Tracker vs Statement Bureau

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

About

Statement Bureau

This app converts eligible Wallet financial transactions into CSV files for budgeting tools or personal archives. It processes data on-device with permission-based access and offers customizable export formats. An optional one-time purchase unlocks unlimited exports and background syncing.

Highlights
  • Export Wallet transactions to CSV
  • Monarch, YNAB, and generic CSV formats
  • On-device data processing
  • Permission-based access to financial data
  • Customizable filename templates
  • Optional one-time purchase for advanced features
Features
Read full description

Statement Bureau turns eligible Wallet financial transactions into clean CSV files for your favorite budgeting tool, spreadsheet, or personal archive. On-device. Permission-based. Built for people who already have enough admin. EXPORTS THAT MATCH YOUR TOOLS • Generic CSV for any aggregator that accepts the format. • Monarch-format CSV you can upload with Monarch's CSV import. • YNAB-style CSV mapped to YNAB's expected columns. • Customizable filename templates so files sort the way you want. CHOOSE WHAT GETS EXPORTED • Pick the eligible Wallet card accounts you care about. • Pick this month, last month, this year, or any custom range. • Preview transactions and totals before you commit. • Export a CSV inside any shortcut for free, using a built-in or custom template. Omit dates for the last 30 days, then pass the CSV to Save File, Mail, or another action. ON-DEVICE BY DESIGN • Statement Bureau uses Apple's FinanceKit framework with your permission. • Transactions are processed on your device. • No developer-operated server. No advertising SDKs. No analytics SDKs. • Export through the share sheet: save to Files, mail it, or send it to another app. • Open or share saved CSVs from export history. OPTIONAL: BECOME BUREAU CHIEF Manual export is always free. A one-time in-app purchase adds automation: • Background exports to a folder you choose, your Google Drive, or Dropbox, when iOS allows, usually while charging. Opening the app catches up any missed run. Force-quitting stops background exports until you open the app again. • Google Drive and Google Sheets: keep a CSV, or the Transactions tab of a Google Sheet, up to date in your own Drive. Build pivot tables on your own tabs; the Bureau never touches them. • Dropbox: exports land in Apps/Statement Bureau in your Dropbox. • YNAB and Lunch Money: new and changed transactions go straight into your plan, on the same schedule. Pending charges update when they post. • Choose a target cadence, from about every 6 hours to about every week. • Shortcuts: use Run Statement Bureau exports in a Time of Day personal automation to run enabled destinations at the times you choose, or run one chosen destination. Open the app first to allow Wallet access and select accounts. • First export reaches back: choose 7, 30, 90, 180, or 365 days, or all available history. Applies to the first export of each new destination. Later exports add new and changed transactions. Until you choose, accumulating filenames use all available history and dated filenames use 30 days. For YNAB and Lunch Money, all available history means 30 days. • Optional notifications when new or changed transactions are filed (except the first full-history run), and when an automatic export first fails. • Family-shareable. No subscription. No recurring fee. WHO IT'S FOR • YNAB and Lunch Money users who want transactions to arrive on their own. • Monarch users who import CSVs. • Users of any other app that accepts CSV. • Spreadsheet users who'd rather build their own dashboard. • Anyone who wants a personal archive of Wallet transaction history. REQUIREMENTS • iOS 17.4 or later for FinanceKit access. • An Apple Account with eligible Wallet financial data. PRIVACY Statement Bureau accesses Wallet financial data only with your permission and only to generate the CSVs you ask for. We do not sell or share financial data or send it to a developer-operated server. You choose where to save or share exports. If you connect Google Drive, Dropbox, YNAB, or Lunch Money, data goes directly from your iPhone to your own account there. Read the policy at bureau.middleout.dev/privacy. Statement Bureau is independent and is not affiliated with Apple Inc. Apple, Apple Wallet, Apple Card, iCloud, and FinanceKit are trademarks of Apple Inc. Google Drive and Google Sheets are trademarks of Google LLC. Dropbox is a trademark of Dropbox, Inc. Statement Bureau is not affiliated with or endorsed by YNAB or Lunch Money.

Screenshots

Simple Spend Tracker4 screens
Statement Bureau4 screens

Verdict

The call

The clearest difference is update cadence: Statement Bureau at every 5 days against Simple Spend Tracker's every 2 months. Simple Spend Tracker's advantage is ratings volume (6 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase and Statement Bureau sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Simple Spend Tracker against 5.0 for Statement Bureau. That said, the two scores are not equally well evidenced: Simple Spend Tracker has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Simple Spend Tracker ships an update every 2 months, Statement Bureau every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Simple Spend Tracker versus Statement Bureau: the parameters behind the verdict, then further details
ParameterSimple Spend TrackerStatement Bureau
PriceFreeFree
Rating5.0 (6 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings6 — better1
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size8 MB7 MB
Age rating4+4+
DeveloperJOEL PATRICK NELSONJackson Matthew Tomlinson

Customer experience

Simple Spend Tracker

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Statement Bureau

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99
1 purchases

Statement Bureau

One-time1
  • Statement Bureau — Bureau Chief$4.99

Questions

Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Is Statement Bureau free?
Statement Bureau is free to download, with in-app purchases available.
Which has better reviews, Simple Spend Tracker or Statement Bureau?
Simple Spend Tracker and Statement Bureau are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.
Do Simple Spend Tracker or Statement Bureau have ads?
Neither Simple Spend Tracker nor Statement Bureau shows ads.
Which is updated more often, Simple Spend Tracker or Statement Bureau?
Simple Spend Tracker ships an update every 2 months, and Statement Bureau every 5 days. Most recently, Simple Spend Tracker was updated on October 24, 2026 and Statement Bureau on October 28, 2026.

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