Comparison

Pobi vs Finlino

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pobi

Effortlessly track your expenses with AI-powered photo and voice input, or simple manual entry. Focus solely on spending without complex budgeting or income tracking.

Highlights
  • AI-powered expense recognition from photos
  • Voice input for quick expense logging
  • Manual expense entry
  • Focus on spending only
  • Simple, minimalist design
Features
Read full description

Pobi - Light tracking, every entry counted. 【Why "Pobi"】 "Po" — bubbly and light "Bi" — your money, in and out No complicated finance management. Just an effortless way to log every expense and every bit of income. 【Three ways to log, each takes only 3 seconds】 Manual entry — Classic, precise control AI Photo — Snap a receipt or bill, up to 9 at once AI Voice — Say "Lunch $12, taxi $8" and it logs both at once 【What makes Pobi different】 Income + Expense — See where money goes AND where it comes from No budget alerts — We won't nag you about overspending No judgment — Your money, your call Multiple ledgers — Personal, family, business, travel, kept neatly apart (Pro) 【Who is it for】 People who want to track money but hate complexity People who've quit other tracker apps People who just want to know "where did my money go, and what's left" People who love a soft, dreamy aesthetic 【Design philosophy】 Money tracking shouldn't be a chore. We believe less is more — fewer features, easier to stick with. Light tracking, every entry counted. --- Terms of Service: https://api.lishuo.net/paozhi/v1/app/terms.html Privacy Policy: https://api.lishuo.net/paozhi/v1/app/privacy.html Email: lishuo.net@gmail.com

About

Finlino

Effortlessly track expenses with voice input and smart OCR receipt scanning. Manage multiple accounts, budgets, and gain insights into your spending habits with detailed reports and customizable views.

Highlights
  • Voice expense tracking
  • Smart OCR receipt recognition
  • Automatic recurring transactions
  • Detailed financial insights
  • Multiple ledgers
  • Cloud sync and data protection
  • Home and lock screen widgets
Read full description

# Finlino – Expense Tracker Finlino makes tracking your money simple and efficient. With voice entry and smart OCR recognition, you can record transactions in seconds. Manage multiple ledgers, sync your data across devices, and analyze your spending to gain a clearer picture of your finances. ## Key Features **1. Voice Expense Tracking** Record transactions hands-free using voice input. Simply say the amount and category, and let the app help capture the key details. Ideal for shopping, driving, or any situation where typing is inconvenient. **2. Smart OCR Receipt Recognition** Take a photo or screenshot of a bill to recognize details such as the amount, category, and date. Recognize supported transaction records from popular payment platforms, including Alipay and WeChat Pay. Get smart category suggestions and use Apple Shortcuts for quick access to supported recognition workflows. **3. Automatic Recurring Transactions** Set up recurring entries for rent, subscriptions, credit card payments, and other regular expenses. Once configured, transactions can be generated automatically according to your schedule, helping you avoid missing routine entries. **4. Detailed Financial Insights** - **Category breakdowns:** View spending by category with clear charts. - **Income and expense comparisons:** Understand where your money comes from and where it goes. - **Flexible time ranges:** Review daily, weekly, monthly, and yearly trends. - **Budget management:** Set monthly budgets and monitor your progress. **5. Multiple Ledgers** Create separate ledgers for different needs, such as personal finances, household spending, or travel expenses. Each ledger has its own records and statistics to keep everything organized. **6. Asset and Account Management** Manage multiple accounts, including bank cards, Alipay, and WeChat Pay. Track account balances and associate transactions with the appropriate account to understand how your money moves. **7. Multiple Currencies and Exchange Rates** Track spending while traveling abroad or shopping internationally. Convert transactions into your base currency using available exchange-rate data for a clearer view of your finances. **8. Cloud Sync and Data Protection** Sync your records across supported devices so you can access your finances when you switch devices. Local data encryption helps protect your information, while cloud synchronization keeps your records up to date. **9. Home Screen and Lock Screen Widgets** Check your monthly overview, budget progress, and current balance directly from your Home Screen or Lock Screen, without opening the app. **10. A Personalized Experience** Customize the position and size of bookkeeping buttons, choose your preferred display style, and browse transactions in a calendar view. ## Who Is Finlino For? - Anyone looking to build a consistent expense-tracking habit - Individuals and families managing household finances - People who want to understand their spending and savings - Professionals who need separate ledgers for different purposes - Users who value efficient, technology-driven tools ## Why Choose Finlino? - **Fast entry:** Record transactions in seconds with voice input and OCR. - **Smart categorization:** Reduce manual work with AI-assisted category suggestions. - **Visual insights:** Understand your financial habits through intuitive charts. - **Cross-device sync:** Keep your records in sync across supported devices, including iPhone and iPad. - **Privacy-conscious design:** Benefit from local data encryption and cloud synchronization. ## Start Tracking Your Money Today Build a better financial habit, one transaction at a time. Get started with Finlino and make managing your everyday finances simpler. We continually improve the app and welcome your feedback. If you have suggestions or questions, please contact us through the in-app feedback feature.

Screenshots

Pobi4 screens
Finlino4 screens

Verdict

The call

The clearest difference is review sentiment: Pobi at 100% against Finlino's 92%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pobi sells 4 in-app purchases, starting at $1.99 per month and Finlino sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pobi ships an update every 4 days, Finlino every 5 days. The most recent releases landed on November 13, 2026 and November 15, 2026 respectively.

Scorecard1 real difference · 9 level
Pobi versus Finlino: the parameters behind the verdict, then further details
ParameterPobiFinlino
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews — better91.7% of reviews
Number of ratings4 — better—
Update frequencyEvery 4 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.617.6
Further details — not scored
Size10 MB19 MB
Age rating4+4+
Developer硕 李新彦 于

Customer experience

Pobi

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Finlino

Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

4 purchases

Pobi

Subscriptions3
  • 月度会员1 Month trial$1.991 Month
  • 季度会员3 Months trial$3.993 Months
  • 年度会员1 Year trial$14.991 Year
One-time1
  • PaoZhi Lifetime Unlock$3.99
3 purchases

Finlino

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Premium$7.991 Year
One-time1
  • Lifetime Premium$12.99

Questions

Is Pobi free?
Pobi is free to download, with in-app purchases available.
Is Finlino free?
Finlino is free to download, with in-app purchases available.
Do Pobi or Finlino have ads?
Neither Pobi nor Finlino shows ads.
Which is updated more often, Pobi or Finlino?
Pobi ships an update every 4 days, and Finlino every 5 days. Most recently, Pobi was updated on November 13, 2026 and Finlino on November 15, 2026.

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