BudgetDeck vs Cenno
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetDeck
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BudgetDeck answers one question: how much can I spend today? The app automatically calculates your daily spending capacity and tells you in real time whether you're ahead or behind on your pay cycle. AI COACH: Savings projections, alerts and personalized advice based on your actual pace. SCENARIOS: Balanced, Prudent or Strict. Your daily target adjusts instantly. ANALYSIS: Category breakdown, full cycle statement exportable as PDF. QUICK ENTRY: Log an expense in 2 seconds. Multi-currency (CHF, EUR, USD, GBP). Download and take control today.
Cenno
Manage your finances, goals, exercise, and medications in one private app. An AI assistant runs entirely on your device, ensuring your data never leaves. Track budgets, log workouts, and monitor medication expiry with secure, offline functionality.
- On-device AI assistant
- Smart budgeting with 27+ categories
- Annual goal tracking with photos
- Exercise logging for 13+ types
- Medicine cabinet with expiry alerts
- One-tap iCloud backup
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Cenno is an offline expense tracker for iPhone and iPad. No account, no ads and no bank connection required. Record everyday spending while keeping control of your ledger. Start with an amount or an expression such as 24+3.5. Reuse templates, record several entries in a row, attach receipt photos, and search merchants, notes, tags or amounts locally. Keep monthly and category budgets, carry unused amounts forward, and review accounts, credit cards, assets and liabilities. Ordinary bookkeeping includes transfers and refunds linked to an expense. Your ledger is processed on device and is not uploaded to the developer. Free, optional iCloud sync uses your own iCloud container and is off by default. Feedback is sent only when you choose to submit it. Free everyday tracking includes unlimited basic records, budgets, accounts, refunds, iCloud sync, CSV export and restorable backups with receipt attachments. The optional piggy-bank activity records savings from skipping a takeaway; no real purchase or transfer takes place. Optional Cenno Pro adds statement import, multiple ledgers, advanced reports, recurring entries, the reimbursement center and personalization. Choose a yearly subscription or one-time lifetime purchase; current local prices are shown by the App Store. Purchases work on iPhone and iPad. Users who bought version 1.0 receive Pro lifetime in 2.0. Interface: English, Simplified Chinese and French. Light and dark appearance. Requires iOS 17 / iPadOS 17 or later. Privacy Policy: https://cenno.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: BudgetDeck at none against Cenno's 1. Cenno's advantage is update cadence (weekly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cenno sells 1 one-off in-app purchase. BudgetDeck asks for nothing beyond the download.
BudgetDeck ships an update every 6 weeks, Cenno weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | BudgetDeck | Cenno |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Paid |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 10 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Sid'Ahmed Khou | 明慧 张 |
In-app purchases
BudgetDeck
No in-app purchases
Cenno
- Cenno Pro Lifetime$3.99
