Comparison

Splitify vs Trackate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitify

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

Highlights
  • Group expense splitting
  • AI receipt scanner
  • Bank and credit card sync
  • Spending insights and budgets
  • Net worth tracking
  • AI-powered finance assistant
  • Multi-currency support
Read full description

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Trackate

Features
Read full description

Trackate is the smart expense tracker for real life — track your spending, split bills with friends, and plan group trips, all without the manual math. TRACK YOUR SPENDING Log expenses in seconds with detailed categories. Browse your history on a calendar, or see your monthly spending intensity on a GitHub-style heatmap. A weekly bar chart on the home screen shows your heaviest spending days at a glance. SPLIT BILLS & MANAGE DEBTS Add friends via QR code or username search. Split any expense equally or with custom amounts. Track exactly who owes what, send payment reminders, and mark debts as settled — all in one place. PLAN GROUP TRIPS Create a trip, add your travel group, and log shared expenses as you go. Trackate calculates live balances so everyone knows their share without any manual maths. BUDGET SMARTER Set budgets by category — daily, weekly, or monthly. Get real-time alerts as you approach your limits. See your budget vs. actual spending at a glance, and get a month-end projection so you know before you overspend. INSIGHTS THAT ACTUALLY HELP See your peak spending day, peak hour, and weekday vs. weekend breakdown. Monthly and yearly trend reports show how your habits are changing over time. HOME SCREEN WIDGETS See today's spend, weekly total, monthly budget progress, and friend balances right from your home screen — without opening the app. A Quick Add widget lets you log an expense in one tap. SECURE & PRIVATE Sign in with Google or Apple. Control exactly what friends can see with privacy settings. Delete your account and all your data anytime from Settings. Secured with Firebase App Check. Questions: support@svnate.com Privacy Policy: https://trackate.svnate.com/privacy-policy Download Trackate today and take control of your money — solo, with friends, or on your next trip.

Screenshots

Splitify4 screens
Trackate4 screens

Verdict

The call

The clearest difference is in-app purchases: Trackate at none against Splitify's 6. Trackate also leads on iOS requirement (16.6 vs 18.0). Splitify's advantage is update cadence (every 2 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month. Trackate asks for nothing beyond the download.

UpkeepUpdate frequency

Splitify ships an update every 2 days, Trackate monthly. The most recent releases landed on September 17, 2026 and September 29, 2026 respectively.

Scorecard3 real differences · 7 level
Splitify versus Trackate: the parameters behind the verdict, then further details
ParameterSplitifyTrackate
PriceFreeFree
Rating3.0 (4 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 days — betterMonthly
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.6 — better
Further details — not scored
Size112 MB114 MB
Age rating12+4+
DeveloperFindat Private LimitedSVNATE

In-app purchases

3 purchases

Splitify

Subscriptions3
  • Splitify Pro Monthly7 Days trial2 variants$2.991 Month
  • Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
  • Splitify Pro Yearly7 Days trial2 variants$19.991 Year
None

Trackate

No in-app purchases

Questions

Is Splitify free?
Splitify is free to download, with in-app purchases available.
Is Trackate free?
Trackate is free to download, with no in-app purchases.
Do Splitify or Trackate have ads?
Both Splitify and Trackate show ads.
Which is updated more often, Splitify or Trackate?
Splitify ships an update every 2 days, and Trackate monthly. Most recently, Splitify was updated on September 17, 2026 and Trackate on September 29, 2026.

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