CD Tracker vs Dividend Calculator
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
CD Tracker
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD โข Totals invested, monthly and yearly interest, and average yield โข A 12-month chart of the interest you'll receive and the principal maturing each month โข Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK โข Coupons paid on the start date or on a fixed day of the month, like the 30th โข Pro-rated first and last coupons โข Simple or compound interest; compound coupons grow as interest is added to the principal โข Monthly, quarterly, semiannual, annual or at-maturity payouts โข Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD โข Interest earned to date, total interest over the term and days left โข Owner, tax treatment and withholding, document number and notes โข Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY โข Hold CDs in any currency โข Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP โข Maturity reminders 30, 14, 7 and 1 day before, and on the day โข iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status โข Export and restore backups from the Files app PRIVATE BY DESIGN โข No account or login โข No ads, analytics or tracking โข Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: โข Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) โข Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts โข Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification โข App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html
Dividend Calculator
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Dividend Calculator & ETF SIP helps you project how your investments could grow over time โ clearly, instantly, and entirely offline. KEY FEATURES - Dividend Reinvestment (DRIP) โ Model how reinvested dividends compound over time - ETF SIP / Monthly Contributions โ Add regular monthly investments to your plan - Compound Interest โ See your investment grow year by year - Inflation Adjustment โ View results in today's money - Visual Charts โ Watch your growth take shape - Save Scenarios โ Keep and revisit your plans - Compare โ Put two scenarios side by side to see the difference - Reminders โ Optional local reminders to stay on track - Works Offline โ No account, no internet required WHY YOU'LL LOVE IT - Simple, clean interface โ get results in seconds - Perfect for dividend investors, ETF portfolios, and retirement planning - Everything stays on your device โ private by design IMPORTANT For estimation and educational purposes only. Not financial advice. Projections are hypothetical and are not guarantees of future returns. Investing involves risk, including possible loss of principal. Dividend Calculator & ETF SIP is free to use, supported by ads.
Screenshots
Verdict
The clearest difference is ads: CD Tracker at none against Dividend Calculator's shown. CD Tracker also leads on update cadence (daily vs every 6 weeks). Dividend Calculator's advantage is iOS requirement (13.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CD Tracker ships an update daily, Dividend Calculator every 6 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | CD Tracker | Dividend Calculator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily โ better | Every 6 weeks |
| Ads | No โ better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod โ better |
| Requires iOS | 18.0 | 13.0 โ better |
| Further details โ not scored | ||
| Size | 2 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Jose Siman | fung ka wa |
In-app purchases
CD Tracker
No in-app purchases
Dividend Calculator
No in-app purchases
Questions
Is CD Tracker free?
Is Dividend Calculator free?
Do CD Tracker or Dividend Calculator have ads?
Which is updated more often, CD Tracker or Dividend Calculator?
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