Comparison

CD Tracker vs Dividend Calculator

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

CD Tracker

Features
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD โ€ข Totals invested, monthly and yearly interest, and average yield โ€ข A 12-month chart of the interest you'll receive and the principal maturing each month โ€ข Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK โ€ข Coupons paid on the start date or on a fixed day of the month, like the 30th โ€ข Pro-rated first and last coupons โ€ข Simple or compound interest; compound coupons grow as interest is added to the principal โ€ข Monthly, quarterly, semiannual, annual or at-maturity payouts โ€ข Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD โ€ข Interest earned to date, total interest over the term and days left โ€ข Owner, tax treatment and withholding, document number and notes โ€ข Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY โ€ข Hold CDs in any currency โ€ข Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP โ€ข Maturity reminders 30, 14, 7 and 1 day before, and on the day โ€ข iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status โ€ข Export and restore backups from the Files app PRIVATE BY DESIGN โ€ข No account or login โ€ข No ads, analytics or tracking โ€ข Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: โ€ข Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) โ€ข Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts โ€ข Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification โ€ข App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html

About

Dividend Calculator

Features
Read full description

Dividend Calculator & ETF SIP helps you project how your investments could grow over time โ€” clearly, instantly, and entirely offline. KEY FEATURES - Dividend Reinvestment (DRIP) โ€” Model how reinvested dividends compound over time - ETF SIP / Monthly Contributions โ€” Add regular monthly investments to your plan - Compound Interest โ€” See your investment grow year by year - Inflation Adjustment โ€” View results in today's money - Visual Charts โ€” Watch your growth take shape - Save Scenarios โ€” Keep and revisit your plans - Compare โ€” Put two scenarios side by side to see the difference - Reminders โ€” Optional local reminders to stay on track - Works Offline โ€” No account, no internet required WHY YOU'LL LOVE IT - Simple, clean interface โ€” get results in seconds - Perfect for dividend investors, ETF portfolios, and retirement planning - Everything stays on your device โ€” private by design IMPORTANT For estimation and educational purposes only. Not financial advice. Projections are hypothetical and are not guarantees of future returns. Investing involves risk, including possible loss of principal. Dividend Calculator & ETF SIP is free to use, supported by ads.

Screenshots

CD Tracker4 screens
Dividend Calculator4 screens

Verdict

The call

The clearest difference is ads: CD Tracker at none against Dividend Calculator's shown. CD Tracker also leads on update cadence (daily vs every 6 weeks). Dividend Calculator's advantage is iOS requirement (13.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CD Tracker ships an update daily, Dividend Calculator every 6 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
CD Tracker versus Dividend Calculator: the parameters behind the verdict, then further details
ParameterCD TrackerDividend Calculator
PriceFreeFree
Update frequencyDaily โ€” betterEvery 6 weeks
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.013.0 โ€” better
Further details โ€” not scored
Size2 MB35 MB
Age rating4+4+
DeveloperJose Simanfung ka wa

In-app purchases

None

CD Tracker

No in-app purchases

None

Dividend Calculator

No in-app purchases

Questions

Is CD Tracker free?
CD Tracker is free to download, with no in-app purchases.
Is Dividend Calculator free?
Dividend Calculator is free to download, with no in-app purchases.
Do CD Tracker or Dividend Calculator have ads?
Dividend Calculator shows ads; CD Tracker does not.
Which is updated more often, CD Tracker or Dividend Calculator?
CD Tracker ships an update daily, and Dividend Calculator every 6 weeks. Most recently, CD Tracker was updated on October 18, 2026 and Dividend Calculator on October 24, 2026.

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