Comparison

Kharcha Book vs Kharcha

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kharcha Book

Features
Read full description

Kharcha Book is a simple and private expense tracker that keeps all your data on your device. No cloud, no sign-up, and no ads. Track daily spending, set budgets, and see where your money goes. Export your data to Excel or PDF whenever you need. -------------------- TRACK EXPENSES EASILY -------------------- β€’ Quick Add: Add expenses quickly from the bottom input bar. Pick a category, enter the amount, and you’re done. β€’ Custom Categories: Create as many categories as you want with over 50 icons. Organize your spending your way. β€’ Daily View: See all expenses by date. Swipe between days to review or add past expenses. β€’ Smart Search: Find any expense by category name in one tap. β€’ Recent Categories: Shortcuts to your last-used categories let you add similar expenses faster. β€’ Quick-Add Templates: Save frequent expenses (for example, "Chai Rs.20", "Petrol Rs.500") and add them with a single tap. β€’ Same Category Kept: After adding, the category stays selected (just clear the amount) for faster entry. β€’ Duplicate Hint: If you add the same category and amount twice on the same day, the app can suggest saving it as a recurring expense. --------------------------- BUDGETS & RECURRING EXPENSES --------------------------- β€’ Daily Budget: Set a daily spending limit. See visual indicators of how much you’ve spent compared to your goal. β€’ Monthly Budget per Category: Set separate budgets for each category (such as Food, Transport). Progress bars show your spending vs. the budget for each month. β€’ Recurring Expenses: Add bills, subscriptions, EMIs, or rent once. The app adds them automatically on the right day (daily, weekly, monthly, or yearly). Pause or set an end date anytime. ---------------- REPORTS & EXPORT ---------------- β€’ Monthly Reports: View a complete breakdown of spending by category with pie charts and totals. β€’ Category Totals: See how much you spent in each category, for any month. β€’ Time-based Filtering: Review expenses for any date or month. β€’ Excel Export: Export all data as .xlsx. Choose one file for everything or year-wise files with month sheets. β€’ PDF Monthly Report: Export detailed monthly reports as PDF with category tables and proper currency formatting. β€’ Share: Send exported reports by WhatsApp, email, or any app. Sharing works in the background and doesn’t interrupt your workflow. ---------------- PRIVACY & SECURITY ---------------- β€’ All Data Local: Your data stays on your device. No cloud, no servers, no tracking. β€’ Biometric Lock: Optional Face ID, Touch ID, or fingerprint to open the app. β€’ No Ads: Enjoy a clean and distraction-free experience. β€’ No Sign-up: Install and start trackingβ€”no account required. ---------------- MORE FEATURES ---------------- β€’ 50+ Currencies: Use your local currency (USD, INR, EUR, GBP, and more). β€’ Dark Mode: App theme follows your system setting automatically. β€’ Daily Reminders: Get 1–2 reminders to log expenses (optional). β€’ Weekly Digest: Get a notification (such as on Sunday) with last week’s totals and top categories, plus an in-app summary card. β€’ On-Open Summary: Dismissible banner shows β€œYesterday: Rs. X Β· This month: Rs. Y” for instant value. β€’ Swipe to Delete: Quickly remove any expense or category. Undo via a snackbar. β€’ Smooth Onboarding: First-time setup includes tips for budget and recurring expenses. β€’ Category Management: View, edit, and organize all categories in one place. ---------------- COMING SOON (ROADMAP) ---------------- β€’ Income tracking β€’ Weekly reports β€’ Multiple wallets (cash, bank, etc.) β€’ Receipt attachments (stored locally) β€’ Advanced search (date range, amount, categories) β€’ Yearly analytics β€’ Weekly budget tracking β€’ Local backup & restore β€’ Home screen widget for quick add Kharcha Book is free and keeps your data stored locally, securely, and under your control. Download now and start tracking your daily expensesβ€”no account, no ads, just you and your data.

About

Kharcha

Features
Read full description

Kharcha makes expense tracking effortless and private. No sign-ups, no cloud storage, no data mining. Your financial life stays on your device, period. 1. Simple & Fast Log transactions in two taps. Whether it's your morning chai or monthly rent, Kharcha captures it instantly with an intuitive interface that gets out of your way. 2. Privacy at Its Best Your money is personal. That's why Kharcha works entirely offline by default. No accounts to create, no servers to trust, no data to leak. Optional Google Sheet sync puts you in control β€” only when you want it. 3. Budgets That Work Set spending limits for categories that matter. Watch your budget bars fill in real-time and know exactly where you stand before you overspend. 4. Insights You Can Use Beautiful charts and breakdowns reveal your spending patterns. Understand where your money goes without a finance degree. 5. Multiple Accounts Manage cash, bank accounts, credit cards, and savings separately. See balances at a glance and transfer between accounts seamlessly. 6. Google Sheet Sync (Optional) Prefer analyzing in spreadsheets? One-tap export to Google Sheets gives you the best of both worlds β€” simple daily tracking with powerful spreadsheet analysis. Why Kharcha? - 100% offline-first β€” your data never leaves your device - No subscriptions, no ads, no tracking - Clean, warm design that makes finance feel human - Lightning-fast transaction entry - Meaningful insights without complexity Download Kharcha today and take the first step toward financial clarity.

Screenshots

Kharcha Book4 screens
Kharcha4 screens

Verdict

The call

The clearest difference is iOS requirement: Kharcha Book at 13.0 against Kharcha's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kharcha Book ships an update fortnightly, Kharcha every 3 weeks. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

Scorecard1 real difference Β· 5 level
Kharcha Book versus Kharcha: the parameters behind the verdict, then further details
ParameterKharcha BookKharcha
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size30 MB49 MB
Age rating4+4+
DeveloperBilling PieEklak Dangaura

In-app purchases

None

Kharcha Book

No in-app purchases

None

Kharcha

No in-app purchases

Questions

Is Kharcha Book free?
Kharcha Book is free to download, with no in-app purchases.
Is Kharcha free?
Kharcha is free to download, with no in-app purchases.
Do Kharcha Book or Kharcha have ads?
Neither Kharcha Book nor Kharcha shows ads.
Which is updated more often, Kharcha Book or Kharcha?
Kharcha Book ships an update fortnightly, and Kharcha every 3 weeks. Most recently, Kharcha Book was updated on October 11, 2026 and Kharcha on October 15, 2026.

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