Kharcha Book vs Kharcha Diary

Kharcha Book is a simple and private expense tracker that keeps all your data on your device. No cloud, no sign-up, and no ads. Track daily spending, set budgets, and see where your money goes. Export your data to Excel or PDF whenever you need. -------------------- TRACK EXPENSES EASILY -------------------- • Quick Add: Add expenses quickly from the bottom input bar. Pick a category, enter the amount, and you’re done. • Custom Categories: Create as many categories as you want with over 50 icons. Organize your spending your way. • Daily View: See all expenses by date. Swipe between days to review or add past expenses. • Smart Search: Find any expense by category name in one tap. • Recent Categories: Shortcuts to your last-used categories let you add similar expenses faster. • Quick-Add Templates: Save frequent expenses (for example, "Chai Rs.20", "Petrol Rs.500") and add them with a single tap. • Same Category Kept: After adding, the category stays selected (just clear the amount) for faster entry. • Duplicate Hint: If you add the same category and amount twice on the same day, the app can suggest saving it as a recurring expense. --------------------------- BUDGETS & RECURRING EXPENSES --------------------------- • Daily Budget: Set a daily spending limit. See visual indicators of how much you’ve spent compared to your goal. • Monthly Budget per Category: Set separate budgets for each category (such as Food, Transport). Progress bars show your spending vs. the budget for each month. • Recurring Expenses: Add bills, subscriptions, EMIs, or rent once. The app adds them automatically on the right day (daily, weekly, monthly, or yearly). Pause or set an end date anytime. ---------------- REPORTS & EXPORT ---------------- • Monthly Reports: View a complete breakdown of spending by category with pie charts and totals. • Category Totals: See how much you spent in each category, for any month. • Time-based Filtering: Review expenses for any date or month. • Excel Export: Export all data as .xlsx. Choose one file for everything or year-wise files with month sheets. • PDF Monthly Report: Export detailed monthly reports as PDF with category tables and proper currency formatting. • Share: Send exported reports by WhatsApp, email, or any app. Sharing works in the background and doesn’t interrupt your workflow. ---------------- PRIVACY & SECURITY ---------------- • All Data Local: Your data stays on your device. No cloud, no servers, no tracking. • Biometric Lock: Optional Face ID, Touch ID, or fingerprint to open the app. • No Ads: Enjoy a clean and distraction-free experience. • No Sign-up: Install and start tracking—no account required. ---------------- MORE FEATURES ---------------- • 50+ Currencies: Use your local currency (USD, INR, EUR, GBP, and more). • Dark Mode: App theme follows your system setting automatically. • Daily Reminders: Get 1–2 reminders to log expenses (optional). • Weekly Digest: Get a notification (such as on Sunday) with last week’s totals and top categories, plus an in-app summary card. • On-Open Summary: Dismissible banner shows “Yesterday: Rs. X · This month: Rs. Y” for instant value. • Swipe to Delete: Quickly remove any expense or category. Undo via a snackbar. • Smooth Onboarding: First-time setup includes tips for budget and recurring expenses. • Category Management: View, edit, and organize all categories in one place. ---------------- COMING SOON (ROADMAP) ---------------- • Income tracking • Weekly reports • Multiple wallets (cash, bank, etc.) • Receipt attachments (stored locally) • Advanced search (date range, amount, categories) • Yearly analytics • Weekly budget tracking • Local backup & restore • Home screen widget for quick add Kharcha Book is free and keeps your data stored locally, securely, and under your control. Download now and start tracking your daily expenses—no account, no ads, just you and your data.

Kharcha Diary is a simple, private, and powerful personal finance tracker built specifically for Nepali users. Whether you want to track your daily expenses or manage your monthly salary and investments, Kharcha Diary makes it effortless. No complicated setup, no account required, no internet needed — just open the app and start tracking. What is Kharcha Diary? Kharcha Diary is your personal digital khata — a smart notebook for your money. It helps you record every rupee you earn, spend, and invest. Over time, it gives you a clear picture of your financial habits so you can make better decisions and save more. Record Expenses, Income, and Investments Kharcha Diary supports three types of entries — expenses, income, and investments. Adding a record is quick and natural. Just type the amount and category, and Kharcha Diary does the rest. Add hashtags to organize entries and find spending patterns easily. The app remembers your recent tags and suggests them automatically as you type. Daily View and Navigation The home screen shows today's date in Bikram Sambat calendar. Navigate day by day using arrow buttons or pick any date using the built-in Nepali date picker. The bottom of the screen always shows today's total expense and this month's total — so you always know where you stand at a glance. Budget Alerts Set a monthly budget in settings. When your expenses reach 90% of your budget, a warning appears on the home screen reminding you to slow down. Simple and effective. Analysis and Insights The analysis screen gives you a complete financial overview. The yearly summary shows total earned, total spent, total invested, net savings, and average monthly expense. The monthly overview lets you select any month and see the same breakdown. Below that you will find tag analysis showing your top spending tags, top 5 individual expenses of the month, and a full spending breakdown with percentage share per entry sortable by amount, name, or percentage. Nepali Calendar Support Kharcha Diary is built for Nepali users with full Bikram Sambat support. Months display in Nepali names like Baisakh, Jestha, and Ashadh. The date picker uses the Nepali calendar so you never need to convert between AD and BS dates manually. Bilingual — English and Nepali Switch between English and Nepali language anytime from settings. When Nepali is selected, all text, numbers, and dates display in Nepali script and numerals. Fully accessible for users comfortable in either language. Export to Excel Export your records to an Excel (.xlsx) file anytime. Choose a custom date range and save the file directly to your device. The exported file includes date, category, amount, type, and tags. When Nepali language is selected, the file uses Nepali headers, dates, and numerals. Backup and Restore Create a full backup of your data as a .db file and save it to your device. Restore it anytime with a single tap. No cloud account required. Your backup stays completely on your device, private and under your control. 100% Private Kharcha Diary works completely offline. No internet connection. No data collection. No tracking. No ads. No accounts. All your financial data is stored only on your device using local storage. Nobody — not even Ora Technologies — can access your data. Free Forever Kharcha Diary is completely free. No in-app purchases. No premium tier. No subscription. Every feature is available to every user at no cost. Download Kharcha Diary today and take control of your finances.