闪兔记账 vs SimpleSpend

“闪兔记账”是一款专为注重隐私与效率的用户打造的智能记账应用。无需繁琐打字，只需按住说话，3 秒即可完成一笔记录。它更是一位懂你消费习惯的 “财务私教”。无论是日常的一杯咖啡、通勤的打车费用，还是家庭的大额支出，它都能通过 “语音 + AI” 让记账变得轻松有趣，让每一笔消费都成为自我管理的一部分。 ##主要功能 (Main Features) ### 1. 极速语音+手动双模式记账 - **按住即记**：只需说出 “早饭花费 20 元”、“打车去公司 35”，系统自动精准识别金额、分类、日期和备注。 - **离线识别**：优先使用设备端识别技术（On-Device Recognition），无网络也能记，识别过程不上云，安全又快速。 ### 2. 独创 “消费人格” 分析 - **AI 智能画像**：这不仅是统计图表，更是您的 “财务私教”。系统根据您的记账天数和消费结构，解锁 “消费萌新”、“理智管家”、“财富智者” 等不同阶段的人格卡片。 - **本地算法**：所有分析完全在本地运行，绝不将您的账单上传至第三方 AI 服务器。 ### 3. 极致隐私保护与资产管理 - **无账号系统**：无需注册，下载即用。 - **数据私有**：所有数据存储在您的设备本地和个人 iCloud 私有数据库中。 - **预算管理**：设置月度预算，超支智能预警，告别 “月光族”。 - **资产趋势**：清晰展示资产变化，每一分钱的去向都心中有数。 - **数据导出**：支持一键导出 CSV 文件，您的数据完全由您掌控。 ## 应用亮点 (App Highlights) - **极简体验**：界面清爽，操作简单，3 秒完成一笔记录，让记账不再是负担。 - **个性化主题**：多种高级配色主题随心切换，打造您的个性账本。 - **本地 AI 驱动**：利用设备端 AI 能力，既保证了分析的精准度，又守护了隐私安全。 - **订阅说明 (Subscription Details)** - 解锁 “闪兔记账” 高级版，体验无限制的记账自由！ - **会员权益**： - 解锁所有高级主题与个性化设置。 - 畅享完整的 “消费人格” 分析报告。 - 精美账单，一键生图。 - 移除所有应用内广告，享受纯净体验。 - **试用福利**： - 新用户下载即享 7 天全功能免费试用。试用期间可体验所有会员功能，满意后再订阅。 - **订阅计划**： - 提供灵活的订阅选项（年度/永久），价格透明，随时可在Apple ID设置中管理或取消订阅。 - **关于自动续订**： - 自动续费服务声明: 1、付款:用户确认购买并付款后记入iTunes账户 2、取消续订:如需取消续订，请在当前订阅到期24小时以前，手动在iTunes/AppleID设置管理中关闭自动续订功能， 3、续订:苹果iTunes 账户会在到期前24小时内扣款，扣款成功后订阅周期顺延一年。 4、用户协议及隐私政策: - 用户协议:http://jz.yunda51.com/user_agreement.html - 隐私政策:http://jz.yunda51.com/privacy_policy.html

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/ Log an expense on Apple Watch, see today’s and this month’s spending on the watch face, and sync that entry back to your iPhone.