Comparison

Rafin vs Shared Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rafin

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

Highlights
  • Budget tracking by category
  • Savings goal setting and progress tracking
  • Real-time expense tracking
  • AI-powered insights and recommendations
  • Group expense splitting with multiple methods
  • Multi-currency support for over 150 currencies
  • AI receipt scanning (Pro)
Features
Read full description

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

About

Shared Expense Tracker

Features
Read full description

Shared Expense Tracker: Nestly – Build your nest egg, together. Tired of "Who owes what?" texts? Nestly is the simple, collaborative expense tracker for families, couples, and roommates—making shared spending transparent and stress-free. One Nest for your household: real-time sync, smart budgets, and clear insights into group finances. Why choose Nestly? Real-time shared sync — Invite family/roommates; every expense updates instantly for everyone. Smart budgets — Set limits for groceries, rent, utilities & more with visual progress bars. Intuitive charts — Spot spending patterns and save smarter. Privacy-first — End-to-end encrypted, no ads, no data sharing—your finances stay private. Key features: Add expenses in seconds + receipt photo capture Offline support with auto-sync Custom categories & icons Easy CSV/Excel export Perfect for: Couples tracking daily spends Roommates splitting bills fairly Families teaching budget transparency Download Nestly today and enjoy peaceful household finances! No clutter, just clarity.

Screenshots

Rafin4 screens
Shared Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Shared Expense Tracker at none against Rafin's 4. Rafin's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. Shared Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Rafin ships an update every 5 days, Shared Expense Tracker every 2 weeks. The most recent releases landed on July 9, 2026 and September 1, 2026 respectively.

Scorecard2 real differences · 6 level
Rafin versus Shared Expense Tracker: the parameters behind the verdict, then further details
ParameterRafinShared Expense Tracker
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size49 MB73 MB
Age rating4+4+
DeveloperRanjan GoyalTarun Kandregula

In-app purchases

4 purchases

Rafin

Subscriptions4
  • Rafin Pro Monthly$5.991 Month
  • Rafin Ultimate Monthly$12.991 Month
  • Rafin Pro Yearly$49.991 Year
Show 1 more
  • Rafin Ultimate Yearly$119.991 Year
None

Shared Expense Tracker

No in-app purchases

Questions

Is Rafin free?
Rafin is free to download, with in-app purchases available.
Is Shared Expense Tracker free?
Shared Expense Tracker is free to download, with no in-app purchases.
Do Rafin or Shared Expense Tracker have ads?
Neither Rafin nor Shared Expense Tracker shows ads.
Which is updated more often, Rafin or Shared Expense Tracker?
Rafin ships an update every 5 days, and Shared Expense Tracker every 2 weeks. Most recently, Rafin was updated on July 9, 2026 and Shared Expense Tracker on September 1, 2026.

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