Basil vs Expense Tracker Genius
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basil
Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.
- Automatic transaction logging
- AI-powered voice dictation
- Instant spending insights
- Recurring bill tracking
- 100% local data storage
- Beautiful, customizable interface
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Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker Genius
This app helps you manage your money with smart expense tracking, AI-powered travel planning, and customizable budgets. It offers detailed reports and insights to understand your spending habits. Designed with privacy first, all your financial data stays on your device.
- Smart expense tracking with AI scanning
- AI-powered travel planner and cost estimation
- Customizable budgets and savings goals
- Detailed financial reports and insights
- Multi-currency support
- Privacy-first design with on-device data storage
- Apple Watch and multiple widget support
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Take control of your finances with Expense Tracker Genius — the smart, privacy-first expense tracker for iPhone, iPad, and Mac. SMART EXPENSE TRACKING - Add income and expenses with categories, tags, and notes - 3-tier scanning: Apple Intelligence, Vision spatial analysis, then regex - Scan receipts, bank statements, and payment app screenshots - Supports 20+ payment apps: PayPay, Suica, nanaco, Coke ON, Venmo, and more - AI detects multiple transactions from a single image - Smart category suggestions powered by Apple Intelligence or NLP - Recurring transactions, receipt attachments - Share Extension and Quick Actions from Home Screen AI-POWERED TRAVEL PLANNER - Plan trips with cost estimation powered by Apple Intelligence - Compare flights, trains, buses, and car routes with real MapKit data - Find real hotels via Apple Maps at budget, mid-range, and luxury tiers - Day-by-day itinerary with breakfast, lunch, dinner, and cafe suggestions - Track estimated vs actual spending with comparison charts - Interactive map with route, hotel, and activity pins - Share trip cards to Instagram, Facebook, or save to Photos - Link trips to savings goals with per-person budget breakdown - Weather forecast and metric/imperial support BUDGETS & SAVINGS GOALS - Category budgets with weekly, monthly, or custom periods - Visual progress charts and limit notifications - Pay cycle support — track from payday to payday - Savings goals with due dates and AI-powered tips - Addiction goals to cut spending on specific categories REPORTS & INSIGHTS - Pie charts, bar charts, radar charts, and line graphs - Daily, weekly, monthly, and yearly breakdowns - AI-powered spending analysis and predictions - Predictions follow your selected account filter - Export as CSV, PDF, or images MULTIPLE ACCOUNTS & CURRENCIES - Cash, bank, credit card accounts with per-account currency - 60 currencies (30 fiat + 30 crypto) with live rates - Beautiful stacked card interface PERFORMANCE - 63x faster dashboard with single-pass calculations - Charts cached and only recompute when data changes - Debounced updates — no lag when switching views APPLE WATCH & 11 WIDGETS - Watch: daily summary, add expenses, complications - Widgets: balance, budget, goals, spending, travel, quotes - 7 themes: System, Story Card, Editorial, Pop Art, Monochrome Ink, Card Stack, Midnight Sapphire DESIGNED FOR MAC - Native Mac Catalyst with keyboard shortcuts - Resizable window with full feature parity PRIVACY FIRST - All data on your device — no servers - Optional iCloud sync, Face ID/Touch ID/PIN lock - Privacy mode hides amounts 23 languages. Full accessibility. Siri Shortcuts. Start today!
Screenshots
Verdict
The clearest difference is rating: Expense Tracker Genius at 5.0 against Basil's 4.6. Expense Tracker Genius also leads on update cadence (every 2 weeks vs monthly) and device support (4 vs 2). Basil's advantage is ratings volume (9 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expense Tracker Genius holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Basil has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Basil ships an update monthly, Expense Tracker Genius every 2 weeks. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.
| Parameter | Basil | Expense Tracker Genius |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (9 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 9 — better | 1 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, Apple Watch | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 51 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Swapnil Bapat | Hussein Juybari |
Customer experience
Basil
Expense Tracker Genius
In-app purchases
Basil
No in-app purchases
Expense Tracker Genius
No in-app purchases









