Expense Tracker & Spending Log vs Juntu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Juntu
This app offers manual personal finance tracking with a focus on user awareness over automation. It allows users to log expenses, income, budgets, and subscriptions without connecting to bank accounts, ensuring privacy and no ads. Shared expenses and trip tracking are supported through a friends system.
- Manual expense and income tracking
- Budget creation per category
- Subscription and recurring bill management
- Shared expenses and trip tracking
- On-device receipt scanning
- Private iCloud sync
- Multi-currency support
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Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your personal finances, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter personally — expenses, budgets, subscriptions, income — stays on your iPhone and syncs across your devices through your own private iCloud account. Manual entry is intentional: writing down where your money goes makes you aware of it. When you choose to share a trip or split expenses with friends, that shared data syncs through Juntu's servers so everyone sees the same thing. Your personal data never touches our servers. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks and semi-monthly pay cycles • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • Friends system — add friends by @handle and share trips in real time • Group expenses that sync automatically to everyone on the trip • Debts from shared expenses appear on both sides instantly • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data with third parties • Track you across apps or websites • Profile you for marketing WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY BY DESIGN Your personal data — every expense, budget, subscription, and income entry — lives on your iPhone and in your own private iCloud container. It never passes through Juntu's servers. Shared trip and group expense data syncs through Juntu so your friends can see it, but only data you explicitly choose to share ever leaves your device. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support
Screenshots
Verdict
The clearest difference is rating: Juntu at 5.0 against Expense Tracker & Spending Log's 4.0. Juntu also leads on in-app purchases (none vs 3) and ratings volume (10 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month. Juntu asks for nothing beyond the download.
Juntu holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Juntu has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Expense Tracker & Spending Log ships an update weekly, Juntu every 5 days. Both last shipped on October 31, 2026.
| Parameter | Expense Tracker & Spending Log | Juntu |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (10 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 10 — better |
| Update frequency | Weekly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 26 — better | 26.5 |
| Further details — not scored | ||
| Size | 19 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Swazer Ltd. | Alexander Hoang |
Customer experience
Expense Tracker & Spending Log
Juntu
In-app purchases
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Juntu
No in-app purchases
Questions
Is Expense Tracker & Spending Log free?
Is Juntu free?
Which has better reviews, Expense Tracker & Spending Log or Juntu?
Do Expense Tracker & Spending Log or Juntu have ads?
Which is updated more often, Expense Tracker & Spending Log or Juntu?
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