Comparison

Networthy vs PersonalWorth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Networthy

This private finance app helps you track assets, debts, and cash flow without linking bank accounts. It offers projections, goal tracking, and detailed charts, with a free version and a one-time purchase for unlimited features.

Highlights
  • Track assets and debts
  • Monitor net worth and cash flow
  • Project future net worth
  • FIRE goal tracking
  • Manual data entry
  • Data export and backup
Features
Read full description

Track your net worth without a single bank login. Networthy is a private net worth tracker for your assets, debts and monthly cash flow. No account, no cloud, no tracking. Your numbers stay on your iPhone. WHY NETWORTHY - Pay once, keep it forever. No subscription. - Manual entry, stored only on your device - No bank login and no third-party servers - No ads and no analytics - Face ID lock WHAT YOU CAN DO - Track assets: cash, savings, investments, property, vehicles, crypto - Track debts: loans, credit cards, mortgages - See your net worth and how it changed since last month - See your FIRE goal, your progress and an estimated date - Project your net worth 3 months, 6 months, 1 year or 5 years ahead - Track recurring income, bills and daily spending - See your asset allocation in a clear chart - Choose your own currency - Export to CSV, and back up or restore your data with a file THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 recurring income items - 2 recurring expenses LIFETIME PREMIUM, ONE PURCHASE - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items Questions? hello@wish2app.com

About

PersonalWorth

Features
Read full description

PersonalWorth is a private net-worth and goal tracker for people who want clarity without connecting financial accounts. No subscriptions! Record any asset or debt, link loans to the things they finance, and see the equity you actually own. Turn your own history into goal dates, age-at-goal estimates, realistic scenario ranges, and debt-payoff plans—all on your iPhone. TRACK YOUR FINANCIAL PICTURE • See assets, debts, and net worth in one overview • Keep a dated value history for every item • Link debts to assets to understand your equity • Organize holdings with categories, liquidity, ownership, tags, and notes TURN HISTORY INTO INSIGHT • Follow net-worth trends and changes over time • Review allocation, distribution, and concentration • Set net-worth, liquidity, and debt-free goals • Explore goal projections and debt payoff scenarios STAY IN CONTROL • Import and export CSV data • Create a complete local backup and restore it later • Set an optional monthly update reminder • Require Face ID or your device passcode to open the app PRIVATE BY DESIGN PersonalWorth stores your portfolio in the app's protected local container. It has no bank connection, advertising, analytics, developer cloud account, or required sign-in. Data leaves the app only when you intentionally export or share it. PersonalWorth includes one complimentary calendar month of Pro. No payment method is required, and the complimentary month does not renew automatically. Afterward, the free features remain available and an optional one-time PersonalWorth Pro purchase unlocks unlimited goals and advanced insights forever. Payment is charged to your Apple Account when you choose to purchase lifetime access. There is no subscription or automatic renewal. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://personalworth.ameforesight.com/privacy/

Screenshots

Networthy4 screens
PersonalWorth4 screens

Verdict

The call

The clearest difference is device support: Networthy at 3 against PersonalWorth's 1. Networthy also leads on iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and PersonalWorth sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 7 level
Networthy versus PersonalWorth: the parameters behind the verdict, then further details
ParameterNetworthyPersonalWorth
PriceFreeFree
Rating4.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 months—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size24 MB3 MB
Age rating4+4+
DeveloperAko OrhanAME Foresight LLC

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
1 purchases

PersonalWorth

One-time1
  • PersonalWorth Pro Lifetime$14.99

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is PersonalWorth free?
PersonalWorth is free to download, with in-app purchases available.
Do Networthy or PersonalWorth have ads?
Neither Networthy nor PersonalWorth shows ads.

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