Comparison

My Envelopes vs Tuck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Envelopes

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Highlights
  • Envelope budgeting for spending limits
  • Savings goals management
  • Income distribution tracking
  • Transaction tracking with notes
  • Bill and reminder management
  • Spending overview and balances
  • Advanced search and filters
Features
Read full description

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Tuck

Features
Read full description

Tuck helps you save for the expenses you already know are coming — insurance, holidays, car repairs, taxes, the December gifts — before they catch you off guard. It's built around one simple idea: sinking funds. Instead of scrambling when a big bill lands, you set a little aside each month so the money is already there when you need it. Most budgeting apps bury this in a hundred other features. Tuck does one thing, beautifully. HOW IT WORKS - Create a fund for anything you're saving toward - Set a target amount and a date - Tuck tells you exactly how much to set aside each month - Log contributions as you go and watch each fund fill up - See your total monthly plan across every fund at a glance KNOW YOUR NUMBER The home screen shows the one number that matters: how much to set aside this month across all your funds. No spreadsheets, no guesswork. STAY ON TRACK - Visual progress for every fund - Projected finish dates based on your pace - Monthly reminders so you never forget to fund your pots PRIVATE BY DESIGN Your data stays on your device and in your own iCloud. No accounts. No bank connections. No ads. No tracking. We can't see your information, and we never collect it. TUCK PREMIUM Upgrade to unlock unlimited funds, insights and projections, monthly reminders, and export. Tuck Premium is an auto-renewable subscription, available as: - Yearly - Monthly - Weekly Prices are shown in the app and may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time after purchase. Tuck is a personal tracking tool to help you plan your savings. It does not provide financial, investment, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.keremkarayagiz.com.tr/tuck/privacy.php

Screenshots

My Envelopes4 screens
Tuck4 screens

Verdict

The call

The clearest difference is iOS requirement: My Envelopes at 18.5 against Tuck's 26.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Envelopes sells 4 in-app purchases, starting at $3.99 per month and Tuck sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 19, 2026 and September 8, 2026 respectively.

Scorecard1 real difference · 9 level
My Envelopes versus Tuck: the parameters behind the verdict, then further details
ParameterMy EnvelopesTuck
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.5 — better26.5
Further details — not scored
Size23 MB1 MB
Age rating17+4+
DeveloperVinicius LaraYasin Halit Karayagiz

In-app purchases

4 purchases

My Envelopes

Subscriptions4
  • Personal$3.991 Month
  • Team$4.991 Month
  • Personal$19.991 Year
Show 1 more
  • Team$24.991 Year
3 purchases

Tuck

Subscriptions3
  • Weekly$2.997 Days
  • Monthly$6.991 Month
  • Yearly$39.991 Year

Questions

Is My Envelopes free?
My Envelopes is free to download, with in-app purchases available.
Is Tuck free?
Tuck is free to download, with in-app purchases available.
Do My Envelopes or Tuck have ads?
Neither My Envelopes nor Tuck shows ads.
Which is updated more often, My Envelopes or Tuck?
My Envelopes ships an update weekly, and Tuck weekly. Most recently, My Envelopes was updated on September 19, 2026 and Tuck on September 8, 2026.

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