My Envelopes vs Pocketvelope

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Give every dollar a job. Pocketvelope brings the classic cash-stuffing method to your phone: split each paycheck into envelopes, spend from them, and always know exactly what's left. Instead of one blurry balance, you divide your income into envelopes like Groceries, Gas, Rent and Fun. Every dollar has a place. When you spend, you subtract it from the right envelope and watch what remains in real time. HOW IT WORKS 1. Fill your envelopes on payday. Split your income across your envelopes with quick sliders, or reuse last period's plan with a single tap. 2. Spend in seconds. Enter an amount, pick the envelope, add an optional note. A satisfying rubber-stamp confirms it. That's it. 3. Watch each envelope's health. A color bar shows green, amber or red so you can see at a glance which envelopes are healthy and which are running low. 4. Reset automatically. Choose weekly, biweekly or monthly periods and Pocketvelope starts fresh each time. Leftover cash can roll over to your savings total. 5. Learn from Insights. See spending by envelope, which envelopes always run short, and how much you've saved over time from unspent cash. WHY POCKETVELOPE - Real envelope budgeting, not a generic expense tracker. The whole flow is built around assign, spend, and see what's left. - Fast by design. Logging a spend takes under five seconds. - Fully offline. Everything lives on your device. No account, no sign-up, no bank connections. - Warm, tactile design inspired by paper envelopes, rubber stamps and receipt-style numbers. - Weekly, biweekly or monthly periods, multiple currencies, light and dark themes. Make a plan you can actually stick to. Stuff your envelopes each paycheck and spend with confidence, knowing every dollar already has a job.