My Envelopes vs KeepBudget

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

KeepBudget is a free budget planner and expense tracker that shows exactly where your money goes. Add an expense in seconds, watch your budgets update live, and keep every wallet, bill and savings goal in one calm place — no spreadsheets, no bank logins, no ads. BUDGET PLANNER THAT KEEPS UP • Set a budget for any category, wallet or tag — weekly, monthly, quarterly or yearly • See what's left in real time; the bar turns red the moment you cross the line • Spending in any currency converts into your budget's currency automatically EXPENSE TRACKER BUILT FOR SPEED • Log a transaction in seconds with nested categories, custom icons and tags • Snap a receipt or paste a bank SMS — AI fills in the amount, date and category for you to confirm • Transfers between wallets handled properly, with the exchange rate recorded • Instant search, powerful filters, four view modes and bulk edit NEVER MISS A BILL • Rent, salary, subscriptions — add each recurring payment once and it posts itself on schedule • One clear list of everything that repeats, so no subscription drains you quietly • Reminders before money leaves your account MULTIPLE WALLETS, EVERY CURRENCY • Cash, cards, bank accounts, crypto — each wallet keeps its own balance in its real currency • 160+ currencies with live exchange rates • One net worth total, converted at today's rates, with the original amounts kept intact • Shared wallets: invite your partner and run the household from the same live numbers SEE THE WHOLE PICTURE • A dashboard that answers "where did it go?" at a glance • Net worth, cashflow, savings rate and daily spend, always up to date • Interactive reports by category, tag, wallet or time period REACH YOUR GOALS • Savings goals track the live balance of the wallets you link — no manual updates • Income targets: set what you want to earn this month and watch it fill in green YOUR DATA, YOUR WAY • Import history from CSV or Excel; export everything whenever you like • Syncs securely across your devices and the web app • Sign in with Apple, Google or an email link — no password to remember • No ads. No tracking. No bank credentials. Your finances are nobody's business but yours. START FREE The free plan is a real plan, not a trial — unlimited transactions and one of everything. KEEPBUDGET PRO Upgrade to Pro with a monthly or annual subscription to unlock everything KeepBudget has to offer. Payment is charged to your Apple ID account, and subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://keepbudget.com/terms Privacy Policy: https://keepbudget.com/privacy