Avvio vs Hyperbeat Pay

Your money should move as freely as you do. Avvio gives you real USD and EUR global accounts, local payouts across 120 countries in 10+ currencies, and a self-custodial wallet - all in one app. Whether you're getting paid from abroad, sending money home, or building savings across borders, Avvio is built for how you actually live. GLOBAL ACCOUNTS. LOCAL PAYOUTS. Get a real USD and EUR account you can share with anyone, anywhere. Receive wire transfers, ACH, and SEPA payments directly - no middlemen, no waiting. Withdraw to local bank accounts in USD, EUR, MXN, ARS, CAD, COP, and BRL. Your money arrives where it's needed, in the currency that works locally. SAVINGS WITH GOALS Set aside money for what matters. Create savings goals, track your progress, and earn yield on your balance while you save. Your funds stay available whenever you need them. BTC, GOLD & Stocks Hold more than just dollars. Buy and hold Bitcoin, gold, and stocks - all from the same balance. No separate apps, no separate wallets. DEPOSIT FROM ANY CHAIN Already in crypto? Send USDC, USDT, or any major stablecoin from Ethereum, Solana, Base, or any supported network. Avvio automatically handles the rest. No manual bridging, no network headaches. YOUR KEYS. YOUR MONEY. Avvio is fully self-custodial. You control your assets at all times. Secure your account with Face ID, recover safely with your backup phrase, and export your keys anytime. No custodian holds your funds. Avvio is built for people who live globally and expect their money to move just as freely.

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.