Settle Book vs Expences

Take Control of Your Money - All in One Place Managing money shouldn’t be stressful. This app helps you track debts, daily expenses, and subscriptions so you always know where your money goes. Whether you owe friends, pay monthly bills, or want to improve spending habits, everything is organized in one clean and simple dashboard. -> Track Debts Easily Keep a clear record of money you owe or lent. • Add bank loans, friends & family debts • Monitor remaining balances • Track payments and progress • Stay organized and avoid missed repayments -> Monitor Daily Expenses Understand your spending habits and improve budgeting. • Log expenses in seconds • View monthly spending trends • Analyze where your money goes • Build smarter financial habits -> Manage Subscriptions Stop forgetting recurring payments. • Track active & inactive subscriptions • Get billing cycle insights • Know upcoming renewal dates • Avoid surprise charges -> Powerful Analytics Make better decisions with clear insights. • Spending distribution charts • Monthly trends and breakdowns • Subscription billing analysis -> Why You’ll Love It • Simple and clean design • Easy to use and fast • All finances in one place • Built for everyday use Start your journey towards better money management today.

Expence is a fast, private, and beautifully minimal way to track what you spend and nothing you don't. No income, no clutter, no noise. Just your expenses, clearly recorded and clearly understood. Built natively for iPhone, iPad, and Mac, Expence works fully offline and never asks you to create an account. Your data stays on your device and syncs privately through your own iCloud Expence runs no servers and never sees it. FAST TO LOG - Add an expense in two or three taps with a clean, amount-first keypad - Capture receipts and let on-device scanning read the amount for you - Log from anywhere — widgets, Control Center, Siri, and a Back Tap shortcut SEE WHERE IT GOES - Insights for any period — today, this week, this month, or a custom range - Category breakdown, spending-over-time, and a calendar heatmap - Your total, daily average, and how this period compares to the last STAY ON TRACK - An overall monthly budget plus optional per-category limits - A gentle heads-up as you approach a limit, with optional rollover - Recurring expenses, tags, saved templates, and trip grouping PRIVATE BY DEFAULT - No account, no sign-in, no ads, no tracking - Your data lives on your device and syncs only through your own iCloud - App lock with Face ID and a hide-amounts mode - Export anytime as CSV or PDF, or back up everything ONE-TIME PURCHASE Try Expence free for 14 days, then unlock it once and keep it forever on iPhone, iPad, and Mac, with a single purchase. No subscription, ever. Expence is spending-only by design focused on one thing, done beautifully: clarity on where your money goes.