Free Spend vs Moniq

You know how much you make. You know how much you save. But do you know how much you've actually spent? Free Spend puts one number on your home screen: your running spending total. No budgets to set up. No bank accounts to connect. No categories to configure. Just open the app, log what you spent, and see your total — right from your home screen widget. Built for people who already have their finances figured out but need one simple thing: a clear, running view of what's going out the door. Your spending total, always visible. Add the widget to your home screen and see your total at a glance. Log a purchase in seconds. Add money when you get paid. That's it. Why Free Spend exists: No more jumping between bank apps, adding up balances in your head just to know what you've spent. Free Spend puts it all in one place. Log each purchase yourself, and feel the weight of each purchase. Free Spend gives you that number. One place. One glance. No setup. No friction. Just your number. Home screen widget with your running total Log purchases and add funds in seconds Manual logging means you feel every purchase and think twice about the next one No account required — no sign-ups, no bank connections Whether you use it as a daily spending tracker, a monthly running total, or just a way to stay honest with yourself about what's going out — Free Spend keeps it simple.

Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”