Mi Dinero vs zero

TAKE CONTROL OF YOUR MONEY Mi Dinero is a simple, powerful personal finance app that helps you stay on top of your bank accounts, credit cards, and debts — all in one place. No subscriptions. No ads. No account required. Just you and your money. Whether you're tracking daily spending, managing recurring bills, or working toward paying off debt, Mi Dinero gives you a clear, honest picture of your finances every single day. BANK ACCOUNTS Add your checking, savings, and investment accounts. Log every deposit and withdrawal, reconcile transactions, and always know your true balance at a glance. Color-coded account types make it easy to tell everything apart instantly. CREDIT CARDS Track every card in your wallet. See your current balance, monitor charges and payments, and stay ahead of what you owe before your statement closes. DEBTS Manage loans, mortgages, car payments, and any other debt in one place. Log each payment, track your remaining balance, and watch your debt shrink over time. RECURRING TRANSACTIONS Set up bills, subscriptions, and income that repeat automatically — weekly, biweekly, monthly, or yearly. Mi Dinero generates upcoming transactions up to 3 months ahead so you always know what's coming. SMART NOTIFICATIONS Get a reminder at 9 AM the day before every scheduled payment or recurring transaction. Never miss a bill or forget an upcoming charge again. FUTURE TRANSACTIONS VIEW See all your upcoming scheduled transactions in one dedicated view, clearly separated from past activity. A visual divider shows you exactly where today falls so you can plan ahead with confidence. CATEGORIES Organize transactions with fully customizable categories and color-coded icons. Quickly spot spending patterns and understand exactly where your money goes each month. MULTIPLE CURRENCIES Support for USD, EUR, MXN, GBP, CAD, AUD, and more. Set your preferred currency and see all balances displayed consistently across every account. FREE TO START Mi Dinero is free to download and use. The free tier includes one bank account, one credit card, and one debt — with unlimited transactions inside each. It's everything you need to get started. When you're ready for more, unlock Full Access with a single one-time purchase of $2.99: • Unlimited bank accounts, credit cards, and debts • iCloud sync — keep your data in sync across all your Apple devices automatically • Data export and import — back up your finances to CSV and restore on any device • Family Sharing included at no extra cost No subscription. Pay once, own it forever. YOUR DATA, YOUR PRIVACY Mi Dinero stores everything locally on your device. No account required. Nothing is sent to any external server. With Full Access, you can optionally enable iCloud sync — your data lives in your own private iCloud account, not ours. SHOW SOME LOVE If Mi Dinero helps you stay on top of your finances, consider buying the developer a coffee through the optional tip jar in Settings. Every tip helps keep the app improving. Mi Dinero. Your money, finally organized.

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.