FamilyJar vs Settle

Give every dollar a job — together. FamilyJar is an envelope budgeting app built for couples and families who manage money as a team. Instead of guessing where the money went, you decide up front how much each part of your life gets, then spend from those envelopes until they run out. JUST TELL IT WHAT YOU SPENT Type “45 on groceries” and the built-in assistant prepares the expense for you — the right category, today’s date. You check it and tap Confirm; nothing is saved before that. Income and savings work the same way, and you can ask how your month is going. The assistant is free, answers in your language, and still never needs your bank login. SHARED AND PRIVATE, IN ONE PLACE Not every expense is everyone's business. FamilyJar keeps two kinds of categories side by side: • Shared categories — groceries, rent, the car — visible to everyone in the family. • Personal categories — your own coffee, hobbies or gifts — visible only to you. Your partner sees the household picture without seeing what you bought them for their birthday. THREE KINDS OF BUDGET, BECAUSE BILLS ARE NOT ALL MONTHLY Most budgeting apps assume every envelope resets on the first of the month. Real life is not like that, so FamilyJar gives you three: • Monthly — a fresh allowance every month. Groceries, eating out, fuel. • Yearly — enter the whole year's figure once, for insurance or a subscription, and the app works out what to set aside each month and shows what has accrued so far. • Rolling — never resets. Put aside a set amount each month and let it build for years, for the big holiday or the new car. SAVINGS GOALS THAT FIT REAL SAVING Set a target and a date if you have one — or don't. A pot can simply be savings, with nothing to reach and no deadline. Track contributions, see progress at a glance, and when your figures drift from the real account balance, type in what the account actually holds and FamilyJar records the difference for you. BUDGET TOGETHER IN UNDER A MINUTE Invite your partner with a code or by email. They join your family, and from that moment you both see the same shared budget, the same limits and the same progress — each on your own phone, each with your own private categories. SEE WHERE THE MONEY GOES Clear charts break spending down by category and show the trend across months, so a conversation about money starts with facts instead of impressions. NO BANK LOGIN FamilyJar never asks for your online banking credentials and never connects to your accounts. You enter what you spend. That takes a few seconds and means your bank password stays where it belongs. BUILT FOR EVERYDAY USE • Add an expense in a few taps, with the date you choose — including yesterday's shopping. • Pick an icon for every category so the list is readable at a glance. • More than 70 languages and every currency in circulation. • Apple Pay payments (beta): a Shortcuts automation hands the amount and the shop to FamilyJar, so the expense is ready to save. FREE AND PRO FamilyJar is free to use: five personal categories, three shared categories and two savings goals. FamilyJar Pro removes the limits — unlimited categories and savings goals, plus analytics — and covers everyone in the family, so one subscription is enough for both of you. Budgeting works when both people can see the same numbers. FamilyJar is built to make that the easy part. Terms of Use: https://familyjar.app/terms Privacy Policy: https://familyjar.app/privacy

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/