Comparison

Settle vs Bee Budget App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle

Features
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Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

About

Bee Budget App

Effortlessly manage your finances by tracking expenses, income, and transfers. Build budgets, monitor account balances, and stay ahead of bills and savings goals with AI-powered insights. Scan receipts and export data for comprehensive financial control.

Highlights
  • Expense and income tracking
  • Budget creation and monitoring
  • Account balance tracking
  • Bill reminders and savings goals
  • AI personal assistant
  • Receipt scanning
  • Data export and backup
Features
Read full description

Take control of your money with Beelinger Budget — the personal finance app that makes budgeting feel effortless. Whether you're tracking daily coffee runs, managing credit card payments, or planning for next month's rent, Beelinger Budget gives you a clear, real-time picture of your financial life. Track spending, income and transfers Record expenses and income when they happen. Add a note, choose a category and review recent activity from your Home screen. Move money between your linked accounts with a clear From and To account flow, so the balance of each account stays meaningful. Build a budget you can follow Set a monthly spending limit for the categories you want to watch, from food and transport to custom categories. Beelinger Budget shows progress rings for each category, highlights untracked spending and lets you compare spending against budget limits over recent months. See all of your accounts and net worth Keep checking, savings, cash, investment, credit card, loan, personal loan and mortgage accounts together. Track balances, credit utilization and upcoming minimum payments. For mortgages, add your estimated home value to include home equity in your net-worth view. Stay ahead of bills and goals Add monthly, weekly or yearly bills and turn on reminders for important due dates. Create savings goals, add progress over time and keep the goal that matters most visible while you manage the rest of your budget. Understand your spending patterns Use Analytics to compare income and expenses, view your category breakdown and check your current net worth. Proactive insights from Bee can point out spending patterns, upcoming payments or budget areas that may need attention. Meet Bee, your AI personal assistant Ask Bee about the numbers already in your budget, get help allocating a paycheck or use plain language to start a transaction. Bee is designed to help you explore your own budget information. Financial tips are educational and are not personalized financial advice. Save time with receipt scanning Use the receipt scanner to capture a receipt photo and review the extracted merchant and amount before saving the transaction. You remain in control of the final entry. Keep control of your data Export transaction data to CSV, create PDF statements and make a JSON backup from Settings. Restore a backup when you need it, and use the in-app data controls if you choose to clear your local information. Beelinger Budget helps you move from guessing to understanding: track what happened, plan what matters and take the next step with confidence. The app is free to use, with no ads or in-app purchases.

Screenshots

Settle4 screens
Bee Budget App4 screens

Verdict

The call

The clearest difference is in-app purchases: Bee Budget App at none against Settle's 2. Bee Budget App also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. Bee Budget App asks for nothing beyond the download.

UpkeepUpdate frequency

Settle ships an update every 5 days, Bee Budget App every 2 days. The most recent releases landed on October 28, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Settle versus Bee Budget App: the parameters behind the verdict, then further details
ParameterSettleBee Budget App
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size52 MB37 MB
Age rating4+4+
DeveloperEduard KovtunReynald Vital

In-app purchases

2 purchases

Settle

Subscriptions2
  • Settle Pro Monthly14 Days trial$2.991 Month
  • Settle Pro Annual14 Days trial$17.991 Year
None

Bee Budget App

No in-app purchases

Questions

Is Settle free?
Settle is free to download, with in-app purchases available.
Is Bee Budget App free?
Bee Budget App is free to download, with no in-app purchases.
Do Settle or Bee Budget App have ads?
Neither Settle nor Bee Budget App shows ads.
Which is updated more often, Settle or Bee Budget App?
Settle ships an update every 5 days, and Bee Budget App every 2 days. Most recently, Settle was updated on October 28, 2026 and Bee Budget App on October 8, 2026.

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