zero vs My Track Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
zero
This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.
- Offline expense tracking
- No account required
- Track money owed and lent
- Customizable categories
- Visual spending reports
- Data export and import
- Privacy-focused local storage
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WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.
My Track Wallet
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Track Wallet helps you record expenses quickly, organize them by wallet and category, and see how today and this month compare to what you planned. Less spreadsheet work, more clarity.
Screenshots
Verdict
The clearest difference is update cadence: My Track Wallet at daily against zero's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
zero ships an update every 2 weeks, My Track Wallet daily. The most recent releases landed on October 1, 2026 and October 9, 2026 respectively.
| Parameter | zero | My Track Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 31 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Lossless Protocols | Luis Uriel Puentes Vega |
In-app purchases
zero
No in-app purchases
My Track Wallet
No in-app purchases









