Comparison

zero vs Subsigo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zero

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

Highlights
  • Offline expense tracking
  • No account required
  • Track money owed and lent
  • Customizable categories
  • Visual spending reports
  • Data export and import
  • Privacy-focused local storage
Features
Read full description

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

About

Subsigo

Features
Read full description

Never miss a renewal or waste money on subscriptions you forgot you had. Subsigo is the cleanest, most private subscription manager on iOS. No accounts, no cloud, no data harvesting — just a beautiful, offline-first app that puts you in full control of every recurring charge in your life. WHY SUBSIGO? The average person pays for 4 subscriptions they've completely forgotten about. Subsigo's unused subscription detector finds exactly those — calculating how much you could save by canceling what you no longer use. Your money, reclaimed. TRACK EVERYTHING • Add any subscription: streaming, SaaS, apps, gym, utilities, and more • Supports monthly, yearly, weekly, or any custom billing period • Mark subscriptions as Active, Paused, or Canceled • Track last-used dates to spot what you're actually using NEVER MISS A PAYMENT • Renewal reminders with flexible lead times: 1 day, 3 days, 7 days, or on the due date • See every renewal due in the next 30 days at a glance • Running total of upcoming charges so you're never caught off guard UNDERSTAND YOUR SPENDING • Monthly and yearly spend summaries always front and center • 6-month spend trend chart to see your subscription costs over time • Spending breakdown by category so you know exactly where money goes • Instant savings estimate for subscriptions you no longer use ORGANIZE YOUR WAY • Create custom categories (Entertainment, Work, Health, and anything else) • Sort by next renewal date, price, or name • Filter by status: All, Active, or Paused • Collapse categories to focus on what matters BEAUTIFULLY YOURS • 6 hand-crafted themes: Default, Midnight, Warm Sunset, Mint, OLED Black, Lavender • OLED Black theme optimized for battery life on Pro models • Glassmorphic cards, smooth spring animations, and haptic feedback throughout • Custom icons and colors for every subscription YOUR DATA STAYS YOURS • 100% offline — everything stored locally with SwiftData, nothing sent to servers • Full import/export via JSON for backup or migration • No account required. No subscription to the subscription tracker. Whether you're a streaming power user, a SaaS collector, or just someone trying to get a handle on monthly bills — Subsigo gives you the clarity to make smarter decisions about what you pay for. Download free. Track everything. Save more. Important Links: • Terms of Use: https://subsigo.com/terms • Privacy Policy: https://subsigo.com/privacy • Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

zero4 screens
Subsigo4 screens

Verdict

The call

The clearest difference is iOS requirement: zero at 15.1 against Subsigo's 18.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
zero versus Subsigo: the parameters behind the verdict, then further details
ParameterzeroSubsigo
PriceFreeFree
Rating3.3 (3 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.6
Further details — not scored
Size31 MB2 MB
Age rating4+4+
DeveloperLossless ProtocolsMuhammad Junaid

In-app purchases

None

zero

No in-app purchases

None

Subsigo

No in-app purchases

Questions

Is zero free?
zero is free to download, with no in-app purchases.
Is Subsigo free?
Subsigo is free to download, with no in-app purchases.
Do zero or Subsigo have ads?
Neither zero nor Subsigo shows ads.

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