zero vs Splittr

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

Splittr is the expense splitter where the people you're splitting with don't need to sign up — or even install the app. Share a group link, they tap it, they see the balance, they settle up. Works the same on iPhone and the web because it's the same group, same data. No accounts. No friend graph. No nagging. Make a group, add who's in, log what's spent — Splittr handles the math. WHY PEOPLE USE IT • No accounts — share a link and you're in • Works on iPhone and the web with the same group, same data • Tap-to-pay shortcuts via Venmo and Zelle • Designed to be opened twice and forgotten, not lived in • Pretty receipts, not a spreadsheet WHEN TO USE IT • Group trips and Airbnbs — itemize, split, settle • Roommates — track who paid the Wi-Fi this month • Date splits, birthday dinners, beach houses, ski cabins • Anywhere "I got you, you got me" deserves a paper trail HOW IT WORKS 1. Tap "New group" — pick an emoji, name it 2. Add the people sharing the cost 3. Log expenses as they happen — even or uneven splits both work 4. When it's time to settle, see who owes whom and tap to send via Venmo or Zelle 5. Recent groups stay on your home screen for next time PRIVACY-FORWARD We don't run analytics, advertising, or tracking. There are no accounts to hack. Access to a group is by link only — share carefully. The full privacy policy is at splittr.us/privacy. Made for people who'd rather pay a friend back this weekend than chase them in three weeks.